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Peoples Financial (Peoples Financial) Cyclically Adjusted PS Ratio : 2.47 (As of Jun. 01, 2024)


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What is Peoples Financial Cyclically Adjusted PS Ratio?

As of today (2024-06-01), Peoples Financial's current share price is $15.52. Peoples Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $6.28. Peoples Financial's Cyclically Adjusted PS Ratio for today is 2.47.

The historical rank and industry rank for Peoples Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

PFBX' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.28   Med: 1.94   Max: 3.03
Current: 2.43

During the past years, Peoples Financial's highest Cyclically Adjusted PS Ratio was 3.03. The lowest was 1.28. And the median was 1.94.

PFBX's Cyclically Adjusted PS Ratio is ranked worse than
51.64% of 1189 companies
in the Banks industry
Industry Median: 2.38 vs PFBX: 2.43

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Peoples Financial's adjusted revenue per share data for the three months ended in Mar. 2024 was $1.746. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $6.28 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Peoples Financial Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Peoples Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Financial Cyclically Adjusted PS Ratio Chart

Peoples Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.84 2.35 2.81 2.38 2.69

Peoples Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.97 1.92 2.04 2.69 2.47

Competitive Comparison of Peoples Financial's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Peoples Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Financial's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Peoples Financial's Cyclically Adjusted PS Ratio falls into.



Peoples Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Peoples Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=15.52/6.28
=2.47

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Peoples Financial's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.746/131.7762*131.7762
=1.746

Current CPI (Mar. 2024) = 131.7762.

Peoples Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 1.350 100.560 1.769
201409 1.233 100.428 1.618
201412 1.689 99.070 2.247
201503 1.240 99.621 1.640
201506 1.155 100.684 1.512
201509 1.174 100.392 1.541
201512 1.306 99.792 1.725
201603 1.185 100.470 1.554
201606 1.102 101.688 1.428
201609 1.160 101.861 1.501
201612 1.168 101.863 1.511
201703 1.121 102.862 1.436
201706 1.228 103.349 1.566
201709 1.113 104.136 1.408
201712 1.171 104.011 1.484
201803 1.113 105.290 1.393
201806 1.120 106.317 1.388
201809 1.123 106.507 1.389
201812 1.249 105.998 1.553
201903 1.185 107.251 1.456
201906 1.158 108.070 1.412
201909 1.187 108.329 1.444
201912 1.295 108.420 1.574
202003 1.307 108.902 1.582
202006 1.224 108.767 1.483
202009 1.172 109.815 1.406
202012 1.268 109.897 1.520
202103 1.168 111.754 1.377
202106 1.249 114.631 1.436
202109 1.308 115.734 1.489
202112 1.564 117.630 1.752
202203 1.297 121.301 1.409
202206 1.379 125.017 1.454
202209 1.540 125.227 1.621
202212 1.757 125.222 1.849
202303 1.820 127.348 1.883
202306 1.940 128.729 1.986
202309 1.674 129.860 1.699
202312 1.569 129.419 1.598
202403 1.746 131.776 1.746

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Peoples Financial  (OTCPK:PFBX) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Peoples Financial Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Peoples Financial's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Peoples Financial (Peoples Financial) Business Description

Traded in Other Exchanges
N/A
Address
Lameuse and Howard Avenues, Biloxi, MS, USA, 39533
Peoples Financial Corp is a bank holding company that provides banking, financial and trust services to individuals, small and commercial businesses operating in Mississippi, Louisiana, and Alabama. The bank's lending services include business, commercial, real estate, construction, personal and installment loans; and deposit services include interest-bearing, non-interest-bearing checking accounts, savings accounts, certificates of deposit, and individual retirement accounts. It also offers safe deposit box rental, collection services, cash management, and internet banking.
Executives
Joseph Stilwell 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Chevis Swetman director, 10 percent owner, officer: President/CEO P.O. BOX 1416, BILOXI MS 39533-1416
Padrick D Dennis director 12473 PRESERVATION DRIVE, GULFPORT MS 39503-7062
Rodney H Blackwell other: See Explanation of Responses P.O. BOX 18439, HATTIESBURG MS 39404
Stilwell Activist Investments, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Value Llc 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Value Partners Vii, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Activist Fund, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Katherine Paige Riley director 920 WASHINGTON AVENUE, OCEAN SPRINGS MS 39564
Sliman George J Iii director 723 HOWARD AVENUE, BILOXI MS 39530-4305
Ronald G Barnes director 10600 JORDAN RD, VANCLEAVE MS 39565
Andrew T Swetman 10 percent owner, officer: Senior Vice President 152 LAMEUSE STREET, BILOXI MS 39530
Brian J Kozlowski officer: Senior Vice President 155 LAMEUSE STREET, BILOXI MS 39530
James J Gruich officer: Senior Vice President 7113 WAYNE LANE, BILOXI MS 39532-9361
Lauri A Wood officer: Chief Financial Officer P.O. BOX 1416, BILOXI MS 39533-1416

Peoples Financial (Peoples Financial) Headlines