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F & M Bank (F & M Bank) Cyclically Adjusted PS Ratio : 1.24 (As of May. 26, 2024)


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What is F & M Bank Cyclically Adjusted PS Ratio?

As of today (2024-05-26), F & M Bank's current share price is $16.30. F & M Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was $13.17. F & M Bank's Cyclically Adjusted PS Ratio for today is 1.24.

The historical rank and industry rank for F & M Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

FMBM' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.17   Med: 2.41   Max: 3.83
Current: 1.24

During the past years, F & M Bank's highest Cyclically Adjusted PS Ratio was 3.83. The lowest was 1.17. And the median was 2.41.

FMBM's Cyclically Adjusted PS Ratio is ranked better than
81.93% of 1190 companies
in the Banks industry
Industry Median: 2.39 vs FMBM: 1.24

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

F & M Bank's adjusted revenue per share data for the three months ended in Mar. 2024 was $2.970. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $13.17 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


F & M Bank Cyclically Adjusted PS Ratio Historical Data

The historical data trend for F & M Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

F & M Bank Cyclically Adjusted PS Ratio Chart

F & M Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.69 2.09 2.43 1.81 1.49

F & M Bank Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.56 1.62 1.53 1.49 1.31

Competitive Comparison of F & M Bank's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, F & M Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


F & M Bank's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, F & M Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where F & M Bank's Cyclically Adjusted PS Ratio falls into.



F & M Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

F & M Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=16.30/13.17
=1.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

F & M Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, F & M Bank's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=2.97/131.7762*131.7762
=2.970

Current CPI (Mar. 2024) = 131.7762.

F & M Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 2.034 100.560 2.665
201409 2.116 100.428 2.777
201412 1.844 99.070 2.453
201503 1.934 99.621 2.558
201506 2.092 100.684 2.738
201509 2.067 100.392 2.713
201512 2.500 99.792 3.301
201603 2.159 100.470 2.832
201606 2.269 101.688 2.940
201609 2.353 101.861 3.044
201612 2.604 101.863 3.369
201703 2.522 102.862 3.231
201706 2.539 103.349 3.237
201709 2.703 104.136 3.420
201712 2.932 104.011 3.715
201803 2.636 105.290 3.299
201806 2.727 106.317 3.380
201809 2.836 106.507 3.509
201812 3.016 105.998 3.749
201903 2.880 107.251 3.539
201906 3.055 108.070 3.725
201909 3.386 108.329 4.119
201912 2.373 108.420 2.884
202003 2.857 108.902 3.457
202006 3.211 108.767 3.890
202009 3.214 109.815 3.857
202012 3.317 109.897 3.977
202103 3.202 111.754 3.776
202106 3.152 114.631 3.623
202109 3.179 115.734 3.620
202112 2.808 117.630 3.146
202203 3.041 121.301 3.304
202206 3.460 125.017 3.647
202209 3.271 125.227 3.442
202212 3.473 125.222 3.655
202303 2.910 127.348 3.011
202306 3.005 128.729 3.076
202309 2.980 129.860 3.024
202312 3.005 129.419 3.060
202403 2.970 131.776 2.970

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


F & M Bank  (OTCPK:FMBM) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


F & M Bank Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of F & M Bank's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


F & M Bank (F & M Bank) Business Description

Traded in Other Exchanges
N/A
Address
205 South Main Street, P. O. Box 1111, Timberville, VA, USA, 22853
F & M Bank Corp is a single-bank holding company. The Company operates two business segments, commercial banking, through F and M Bank, and mortgage banking, through F and M Mortgage. The commercial banking segment includes both commercial and consumer lending and provides customers with products such as commercial loans, real estate loans, other business financing, and consumer loans. In addition, this segment provides customers with several choice deposit products, including demand deposit accounts, savings accounts, and certificates of deposit. The mortgage banking segment engages in the origination of residential mortgages for sale into the secondary market. Various other services are offered through TEB, FMFS, and VST.
Executives
Lisa F Campbell other: EVP/CFO 136 MILLSTONE ST., BRIDGEWATER VA 22812
John A Willingham director 925 MEADOW CT., WINCHESTER VA 22601
Kevin A. Russell other: Executive Vice President 4000 RUNNING BEAR DR., HARRISONBURG VA 22802
Larry A Caplinger officer: Sr Vice President PO BOX 274, TIMBERVILLE VA 22853
Aubrey M. Wilkerson other: Executive Vice President 961 MEADOW COURT, WINCHESTER VA 22601
Dean W Withers director 1685 BALD EAGLE CIRCLE, HARRISONBURG VA 22801
Christopher S. Runion director 5647 MOSSY CREEK ROAD, BRIDGEWATER VA 22812
Melody D. Emswiler other: Executive Vice President 19136 BOWERS LN, BROADWAY VA 22815
Stephanie E Shillingburg officer: Executive Vice President 1699 LAKEVIEW DRIVE, WOODSTOCK VA 22664
Mark Christopher Hanna officer: President/CEO 495 S. MASON ST., HARRISONBURG VA 22801
Daphyne S. Thomas director 1112 SHARPES DR., HARRISONBURG VA 22801
Hannah W. Hutman director 270 CAMPBELL ST., HARRISONBURG VA 22801
Ferris Garth Knight other: EVP, Chief Banking Officer 465 FREDERICK RD., ROCKINGHAM VA 22801
Paul E. Eberly other: Executive Vice President 4101 LEVI LN, ROCKINGHAM VA 22802
Edward Ray Burkholder director 1760 CHURCHVILLE AVENUE, STAUNTON VA 24401