GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Universal Insurance Holdings Inc (STU:5UI) » Definitions » Cyclically Adjusted Price-to-FCF

Universal Insurance Holdings (STU:5UI) Cyclically Adjusted Price-to-FCF : 3.24 (As of Jun. 06, 2024)


View and export this data going back to 2023. Start your Free Trial

What is Universal Insurance Holdings Cyclically Adjusted Price-to-FCF?

As of today (2024-06-06), Universal Insurance Holdings's current share price is €17.40. Universal Insurance Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was €5.37. Universal Insurance Holdings's Cyclically Adjusted Price-to-FCF for today is 3.24.

The historical rank and industry rank for Universal Insurance Holdings's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

STU:5UI' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 1.61   Med: 6.52   Max: 13.75
Current: 3.23

During the past years, Universal Insurance Holdings's highest Cyclically Adjusted Price-to-FCF was 13.75. The lowest was 1.61. And the median was 6.52.

STU:5UI's Cyclically Adjusted Price-to-FCF is ranked better than
87.3% of 315 companies
in the Insurance industry
Industry Median: 11.16 vs STU:5UI: 3.23

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Universal Insurance Holdings's adjusted free cash flow per share data for the three months ended in Mar. 2024 was €2.491. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is €5.37 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Universal Insurance Holdings Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Universal Insurance Holdings's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Universal Insurance Holdings Cyclically Adjusted Price-to-FCF Chart

Universal Insurance Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.06 3.73 3.57 1.87 2.86

Universal Insurance Holdings Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.56 2.97 2.55 2.86 3.48

Competitive Comparison of Universal Insurance Holdings's Cyclically Adjusted Price-to-FCF

For the Insurance - Property & Casualty subindustry, Universal Insurance Holdings's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Universal Insurance Holdings's Cyclically Adjusted Price-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Universal Insurance Holdings's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Universal Insurance Holdings's Cyclically Adjusted Price-to-FCF falls into.



Universal Insurance Holdings Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Universal Insurance Holdings's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=17.40/5.37
=3.24

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Universal Insurance Holdings's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Universal Insurance Holdings's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=2.491/131.7762*131.7762
=2.491

Current CPI (Mar. 2024) = 131.7762.

Universal Insurance Holdings Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 1.422 100.560 1.863
201409 0.785 100.428 1.030
201412 -0.419 99.070 -0.557
201503 1.359 99.621 1.798
201506 3.640 100.684 4.764
201509 0.761 100.392 0.999
201512 -0.602 99.792 -0.795
201603 1.060 100.470 1.390
201606 2.671 101.688 3.461
201609 0.588 101.861 0.761
201612 -1.573 101.863 -2.035
201703 1.828 102.862 2.342
201706 1.670 103.349 2.129
201709 3.400 104.136 4.302
201712 -1.004 104.011 -1.272
201803 1.160 105.290 1.452
201806 2.478 106.317 3.071
201809 1.533 106.507 1.897
201812 0.124 105.998 0.154
201903 0.631 107.251 0.775
201906 0.585 108.070 0.713
201909 -0.029 108.329 -0.035
201912 0.715 108.420 0.869
202003 1.132 108.902 1.370
202006 3.856 108.767 4.672
202009 -0.581 109.815 -0.697
202012 -3.858 109.897 -4.626
202103 1.613 111.754 1.902
202106 5.144 114.631 5.913
202109 0.407 115.734 0.463
202112 -1.185 117.630 -1.328
202203 -0.851 121.301 -0.924
202206 7.685 125.017 8.101
202209 -0.094 125.227 -0.099
202212 3.128 125.222 3.292
202303 -1.554 127.348 -1.608
202306 1.520 128.729 1.556
202309 2.158 129.860 2.190
202312 -0.025 129.419 -0.025
202403 2.491 131.776 2.491

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Universal Insurance Holdings  (STU:5UI) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Universal Insurance Holdings Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Universal Insurance Holdings's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Universal Insurance Holdings (STU:5UI) Business Description

Traded in Other Exchanges
Address
1110 West Commercial Boulevard, Fort Lauderdale, FL, USA, 33309
Universal Insurance Holdings Inc is a private personal residential homeowner insurance company. The company all aspects of insurance underwriting, policy issuance, general administration and claims processing and settlement internally through our vertically integrated operations. It generates revenues primarily from the collection of premiums. It operates within Florida and across the United States.

Universal Insurance Holdings (STU:5UI) Headlines

No Headlines