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Virgin Money UK (Virgin Money UK) Cyclically Adjusted Price-to-FCF : 31.43 (As of Jun. 09, 2024)


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What is Virgin Money UK Cyclically Adjusted Price-to-FCF?

As of today (2024-06-09), Virgin Money UK's current share price is $2.20. Virgin Money UK's Cyclically Adjusted FCF per Share for the fiscal year that ended in Sep23 was $0.07. Virgin Money UK's Cyclically Adjusted Price-to-FCF for today is 31.43.

The historical rank and industry rank for Virgin Money UK's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

CBBYF' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.44   Med: 9.62   Max: 45.6
Current: 45.6

During the past 12 years, Virgin Money UK's highest Cyclically Adjusted Price-to-FCF was 45.60. The lowest was 2.44. And the median was 9.62.

CBBYF's Cyclically Adjusted Price-to-FCF is ranked worse than
96.86% of 829 companies
in the Banks industry
Industry Median: 7.33 vs CBBYF: 45.60

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Virgin Money UK's adjusted free cash flow per share data of for the fiscal year that ended in Sep23 was $0.838. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $0.07 for the trailing ten years ended in Sep23.

Shiller PE for Stocks: The True Measure of Stock Valuation


Virgin Money UK Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Virgin Money UK's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Virgin Money UK Cyclically Adjusted Price-to-FCF Chart

Virgin Money UK Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 12.40 2.46 35.94

Virgin Money UK Semi-Annual Data
Sep13 Sep14 Mar15 Sep15 Mar16 Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.40 - 2.46 - 35.94

Competitive Comparison of Virgin Money UK's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, Virgin Money UK's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Virgin Money UK's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Virgin Money UK's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Virgin Money UK's Cyclically Adjusted Price-to-FCF falls into.



Virgin Money UK Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Virgin Money UK's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=2.20/0.07
=31.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Virgin Money UK's Cyclically Adjusted FCF per Share for the fiscal year that ended in Sep23 is calculated as:

For example, Virgin Money UK's adjusted Free Cash Flow per Share data for the fiscal year that ended in Sep23 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Sep23 (Change)*Current CPI (Sep23)
=0.838/130.1000*130.1000
=0.838

Current CPI (Sep23) = 130.1000.

Virgin Money UK Annual Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201409 -1.235 100.000 -1.607
201509 0.368 100.200 0.478
201609 -0.717 101.500 -0.919
201709 -1.057 104.300 -1.318
201809 -1.907 106.600 -2.327
201909 0.207 108.400 0.248
202009 2.150 109.200 2.561
202109 0.467 112.400 0.541
202209 1.451 122.300 1.544
202309 0.838 130.100 0.838

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Virgin Money UK  (OTCPK:CBBYF) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Virgin Money UK Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Virgin Money UK's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Virgin Money UK (Virgin Money UK) Business Description

Industry
Address
177 Bothwell Street, Glasgow, GBR, G2 7ER
Virgin Money UK was formed through the merger between CYBG PLC and Virgin Money. After being divested by National Australia Bank in 2016, CYBG went through a restructuring and recapitalization process, with mortgages accounting for around 75% of its loan book. Following CYBG's merger with Virgin Money, the loan book has been reshaped again, with mortgages now accounting for 79% of total loans, personal loans around 9%, and SME and business loans around 12%.

Virgin Money UK (Virgin Money UK) Headlines