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Regions Financial (FRA:RN7) Cyclically Adjusted FCF per Share : €2.30 (As of Mar. 2024)


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What is Regions Financial Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Regions Financial's adjusted free cash flow per share for the three months ended in Mar. 2024 was €0.276. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €2.30 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Regions Financial's average Cyclically Adjusted FCF Growth Rate was 1.60% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 3.30% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 1.60% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was -2.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Regions Financial was 11.90% per year. The lowest was -9.80% per year. And the median was 2.80% per year.

As of today (2024-06-09), Regions Financial's current stock price is €17.10. Regions Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was €2.30. Regions Financial's Cyclically Adjusted Price-to-FCF of today is 7.43.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Regions Financial was 11.10. The lowest was 2.43. And the median was 6.73.


Regions Financial Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Regions Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Regions Financial Cyclically Adjusted FCF per Share Chart

Regions Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.14 1.80 2.04 2.35 2.27

Regions Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.25 2.24 2.32 2.27 2.30

Competitive Comparison of Regions Financial's Cyclically Adjusted FCF per Share

For the Banks - Regional subindustry, Regions Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Regions Financial's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Regions Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Regions Financial's Cyclically Adjusted Price-to-FCF falls into.



Regions Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Regions Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.276/131.7762*131.7762
=0.276

Current CPI (Mar. 2024) = 131.7762.

Regions Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 0.140 100.560 0.183
201409 0.479 100.428 0.629
201412 0.341 99.070 0.454
201503 0.216 99.621 0.286
201506 0.232 100.684 0.304
201509 0.500 100.392 0.656
201512 0.132 99.792 0.174
201603 0.545 100.470 0.715
201606 0.237 101.688 0.307
201609 0.426 101.861 0.551
201612 0.195 101.863 0.252
201703 0.553 102.862 0.708
201706 0.301 103.349 0.384
201709 0.584 104.136 0.739
201712 0.212 104.011 0.269
201803 0.108 105.290 0.135
201806 0.384 106.317 0.476
201809 0.451 106.507 0.558
201812 0.816 105.998 1.014
201903 0.491 107.251 0.603
201906 0.648 108.070 0.790
201909 0.691 108.329 0.841
201912 0.458 108.420 0.557
202003 0.737 108.902 0.892
202006 0.782 108.767 0.947
202009 0.584 109.815 0.701
202012 -0.021 109.897 -0.025
202103 0.614 111.754 0.724
202106 0.587 114.631 0.675
202109 0.725 115.734 0.825
202112 0.691 117.630 0.774
202203 0.494 121.301 0.537
202206 0.761 125.017 0.802
202209 0.315 125.227 0.331
202212 1.253 125.222 1.319
202303 0.176 127.348 0.182
202306 0.370 128.729 0.379
202309 0.761 129.860 0.772
202312 0.821 129.419 0.836
202403 0.276 131.776 0.276

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Regions Financial  (FRA:RN7) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Regions Financial's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=17.10/2.3
=7.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Regions Financial was 11.10. The lowest was 2.43. And the median was 6.73.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Regions Financial Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Regions Financial's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Regions Financial (FRA:RN7) Business Description

Industry
Traded in Other Exchanges
Address
1900 Fifth Avenue North, Birmingham, AL, USA, 35203
Regions Financial is a regional bank headquartered in Alabama, with branches primarily in the Southeastern and Midwestern United States. Regions primarily provides traditional commercial and retail banking and also offers mortgage services, asset-management, wealth-management, securities brokerage, and trust services.

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