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Atlantic American (Atlantic American) Cyclically Adjusted FCF per Share : $0.19 (As of Dec. 2023)


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What is Atlantic American Cyclically Adjusted FCF per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Atlantic American's adjusted free cash flow per share for the three months ended in Dec. 2023 was $0.302. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $0.19 for the trailing ten years ended in Dec. 2023.

During the past 12 months, Atlantic American's average Cyclically Adjusted FCF Growth Rate was -20.80% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -9.90% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was -4.50% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 4.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Atlantic American was 94.90% per year. The lowest was -18.30% per year. And the median was 2.25% per year.

As of today (2024-04-30), Atlantic American's current stock price is $1.8806. Atlantic American's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was $0.19. Atlantic American's Cyclically Adjusted Price-to-FCF of today is 9.90.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Atlantic American was 41.58. The lowest was 6.72. And the median was 16.83.


Atlantic American Cyclically Adjusted FCF per Share Historical Data

The historical data trend for Atlantic American's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Atlantic American Cyclically Adjusted FCF per Share Chart

Atlantic American Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.26 0.23 0.24 0.19

Atlantic American Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 0.20 0.23 0.19 0.19

Competitive Comparison of Atlantic American's Cyclically Adjusted FCF per Share

For the Insurance - Life subindustry, Atlantic American's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic American's Cyclically Adjusted Price-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Atlantic American's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Atlantic American's Cyclically Adjusted Price-to-FCF falls into.



Atlantic American Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Atlantic American's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.302/129.4194*129.4194
=0.302

Current CPI (Dec. 2023) = 129.4194.

Atlantic American Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 -0.284 99.695 -0.369
201406 0.130 100.560 0.167
201409 -0.109 100.428 -0.140
201412 0.285 99.070 0.372
201503 -0.209 99.621 -0.272
201506 0.101 100.684 0.130
201509 0.026 100.392 0.034
201512 0.168 99.792 0.218
201603 -0.352 100.470 -0.453
201606 -0.054 101.688 -0.069
201609 0.277 101.861 0.352
201612 0.172 101.863 0.219
201703 -0.305 102.862 -0.384
201706 0.022 103.349 0.028
201709 0.225 104.136 0.280
201712 0.648 104.011 0.806
201803 -0.338 105.290 -0.415
201806 0.013 106.317 0.016
201809 0.061 106.507 0.074
201812 0.473 105.998 0.578
201903 -0.324 107.251 -0.391
201906 -0.014 108.070 -0.017
201909 -0.018 108.329 -0.022
201912 0.280 108.420 0.334
202003 -0.515 108.902 -0.612
202006 0.502 108.767 0.597
202009 -0.068 109.815 -0.080
202012 0.379 109.897 0.446
202103 -0.298 111.754 -0.345
202106 -0.361 114.631 -0.408
202109 0.211 115.734 0.236
202112 0.521 117.630 0.573
202203 -0.368 121.301 -0.393
202206 0.173 125.017 0.179
202209 0.104 125.227 0.107
202212 0.426 125.222 0.440
202303 -0.572 127.348 -0.581
202306 0.329 128.729 0.331
202309 0.062 129.860 0.062
202312 0.302 129.419 0.302

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.


Atlantic American  (NAS:AAME) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Atlantic American's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=1.8806/0.19
=9.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Atlantic American was 41.58. The lowest was 6.72. And the median was 16.83.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Atlantic American Cyclically Adjusted FCF per Share Related Terms

Thank you for viewing the detailed overview of Atlantic American's Cyclically Adjusted FCF per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Atlantic American (Atlantic American) Business Description

Traded in Other Exchanges
N/A
Address
4370 Peachtree Road, N.E., Atlanta, GA, USA, 30319
Atlantic American Corp operates in specialty markets within the life and health and property and casualty insurance industries. It provides property and casualty insurance including bodily injury and property damage liability coverage, uninsured motorist coverage, and physical damage coverage for commercial accounts. It also provides tailored business automobile insurance coverage, on a multi-year contract basis, to state governments and local municipalities. The company's life and health operations offer a variety of life and supplemental health products including ordinary and term life insurance, Medicare supplement, and other health insurance. It earns revenue from the collection of premiums and investment income.
Executives
Harriett J Robinson director, 10 percent owner, other: Trustee under Rule 16a-8
Bankers Fidelity Life Insurance Co other: Wholly owned subsidiary 4370 PEACHTREE ROAD NE, ATLANTA GA 30319
Jeffrey Ross Franklin officer: CFO 4370 PEACHTREE ROAD NE, ATLANTA GA 30319
Mark E. Preisinger director C/O ATLANTIC AMERICAN CORPORATION, 4370 PEACHTREE ROAD, SUITE 200, ATLANTA GA 30319
D Keehln Wheeler director 3731 WIEUCA ROAD, ATLANTA GA 30342
William H Whaley director 3980 RANDALL MILL RD NW, ATLANTA GA 30327
Joseph M Scheerer director 41 PARK AVENUE, APARTMENT #8H, NEW YORK NY 10016
Samuel E Hudgins director
Edward E Elson director
Dom H Wyant director
J Mack Robinson 10 percent owner 4370 PEACHTREE RD, ATLANTA GA 30319
Robin Robinson Howell director 3656 TUXEDO ROAD NW, ATLANTA GA 30305
Sample John G Jr officer: Senior Vice President & CFO
Howell Hilton H Jr director, officer: Chairman, President & CEO 4370 PEACHTREE ROAD, N.E., ATLANTA GA 30319
Scott G Thompson director, officer: Pres & CEO Am. Sou. Ins. Co.

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