Navigators Group (Navigators Group) Combined Ratio % : 111.50% (As of Mar. 2019)

View and export this data going back to 1986. Start your Free Trial

What is Navigators Group Combined Ratio %?

Combined Ratio % is a profitability metric of an insurance company to measure its performance in daily operations. It measures the money flowing out of an insurance company in the form of dividends, expenses, and losses.

Navigators Group's Combined Ratio % for the quarter that ended in Mar. 2019 was 111.50% , which is higher than 105.30% for the pervious quarter ended in Sep. 2018.

Navigators Group's Combined Ratio % for the annual that ended in Dec. 2018 was 100.70% , which is lower than 103.20% for the pervious year ended in Dec. 2017.

The historical rank and industry rank for Navigators Group's Combined Ratio % or its related term are showing as below:

NAVG's Combined Ratio % is not ranked ^*
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Combined Ratio % only.

Navigators Group Combined Ratio % Historical Data

The historical data trend for Navigators Group's Combined Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Navigators Group Combined Ratio % Chart

Navigators Group Annual Data

Trend

Dec16

Dec17

Dec18

Combined Ratio %

Get a 7-Day Free Trial

Expense Ratio %

Get a 7-Day Free Trial

Claims Ratio %

Get a 7-Day Free Trial

Navigators GroupQuarterly Data

Trend

Jun16

Sep16

Dec16

Mar17

Jun17

Sep17

Dec17

Mar18

Jun18

Sep18

Mar19

Combined Ratio %

Get a 7-Day Free Trial

Expense Ratio %

Get a 7-Day Free Trial

Claims Ratio %

Get a 7-Day Free Trial

Navigators Group (NAS:NAVG) Combined Ratio % Calculation

Combined Ratio % is calculated as:

Combined Ratio %

( Incurred Losses

Expenses )

Earned Premium

100%

Navigators Group (NAS:NAVG) Combined Ratio % Explanation

Combined Ratio % measures the money flowing out of an insurance company in the form of dividends, expenses and losses. A ratio below 100 percent suggests that the company is making an underwriting profit, while a ratio above 100 percent means that it paid more in the claim than it received. However, a ratio above 100 percent does not necessarily mean the company is losing money because the investment income is not included in the calculation.

Compared to Claims Ratio % and Expense Ratio %, the combined ratio is most important because it provides a comprehensive measure of an insurer's profitability.

Navigators Group Combined Ratio % Related Terms

Thank you for viewing the detailed overview of Navigators Group's Combined Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.

Navigators Group (Navigators Group) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Navigators Group Inc (NAS:NAVG) » Definitions » Combined Ratio %

Comparable Companies

Traded in Other Exchanges

N/A

Address

400 Atlantic Street, Stamford, CT, USA, 06901

Website

http://www.navg.com

Navigators Group is a property and casualty insurance company that operates multiple segments, including marine, property and casualty, and professional liabilities. Navigators splits these segments apart by region according to either United States exposure or international exposure. The vast majority of the company's revenue comes from its United States property and casualty business. Navigators distributes its products through a network of insurance brokers. The company considers merger and acquisition investment as a component of its operational growth strategy.

Executives

Meryl D Hartzband	director	C/O THE NAVIGATORS GROUP, INC., 400 ATLANTIC STREET, 8TH FLOOR, STAMFORD CT 06901
Patricia H Roberts	director	C/O THE NAVIGATORS GROUP, INC., 400 ATLANTIC STREET, 8TH FLOOR, STAMFORD CT 06901
Denise Lowsley	officer: SVP, Chief HR Officer	C/O THE HANOVER INSURANCE GROUP, INC., 440 LINCOLN STREET, WORCESTER MA 01653
Loriann Lowery-biggers	officer: SVP,Chief Marketing Officer	BALDWIN & LYONS, INC. 111 CONGRESSIONAL BLVD. CARMEL IN 46032
Bruce J Byrnes	officer: SVP & General Counsel	399 THORNAL STREET, EDISON NJ 08837
W Thomas Forrester	director	6300 WILSON MILLS ROAD, MAYFIELD VILLAGE OH 44143