GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Kemper Corp (BSP:KMPR34) » Definitions » Claims Ratio %

Kemper (BSP:KMPR34) Claims Ratio % : 0.00% (As of . 20)


View and export this data going back to 2019. Start your Free Trial

What is Kemper Claims Ratio %?

Claims Ratio % is the percentage of claims costs incurred in relation to the premiums earned.

The historical rank and industry rank for Kemper's Claims Ratio % or its related term are showing as below:

BSP:KMPR34's Claims Ratio % is not ranked *
in the Insurance industry.
Industry Median:
* Ranked among companies with meaningful Claims Ratio % only.

Kemper Claims Ratio % Historical Data

The historical data trend for Kemper's Claims Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Kemper Claims Ratio % Chart


Kemper  (BSP:KMPR34) Claims Ratio % Calculation

Claims Ratio % is calculated as

Claims Ratio %=Total Claims / Total Premiums Earned * 100%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kemper  (BSP:KMPR34) Claims Ratio % Explanation

Claims Ratio % the percentage of claims costs incurred in relation to the premiums earned during the period. It is the equivalent of gross profit margin for an insurance company.

It's important to note that insurance is the business of managing risks and, to do that well, the insurer needs a thorough understanding of the incurred claims ratio. If the value is higher than expected or above established norms, then further investigation is required to figure out why that is (eg: fraud). If it is lower than expected, it could indicate irrelevant products or difficulties in claiming, possibly affecting customer satisfaction.

Kemper Claims Ratio % Related Terms

Thank you for viewing the detailed overview of Kemper's Claims Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.

Kemper (BSP:KMPR34) Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Kemper Corp (BSP:KMPR34) » Definitions » Claims Ratio %
Comparable Companies
MCY WTM THG PLMR STC SIGI SKWD HMN LMND SAFT PGR CB TSE:8766 TRV ALL TSE:8725 HKSE:01339 HIG HKSE:02328 TSX:IFC
Traded in Other Exchanges
KMPR:USA
Address
200 East Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Website
https://www.kemper.com
Kemper Corp is a diversified insurance company that provides services in property and casualty insurance, along with life and health insurance. The company's property and casualty segment offers personal and commercial lines for home and automotive products. It conducts its operations through three operating segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance.

Kemper (BSP:KMPR34) Headlines

No Headlines