Susquehanna Community Financial (Susquehanna Community Financial) Cash-to-Debt : 0.28 (As of Dec. 2007)

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What is Susquehanna Community Financial Cash-to-Debt?

Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Susquehanna Community Financial's cash to debt ratio for the quarter that ended in Dec. 2007 was 0.28.

If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Susquehanna Community Financial couldn't pay off its debt using the cash in hand for the quarter that ended in Dec. 2007.

The historical rank and industry rank for Susquehanna Community Financial's Cash-to-Debt or its related term are showing as below:

SQCF's Cash-to-Debt is not ranked ^*
in the Banks industry.
Industry Median: 1.28
* Ranked among companies with meaningful Cash-to-Debt only.

Susquehanna Community Financial Cash-to-Debt Historical Data

The historical data trend for Susquehanna Community Financial's Cash-to-Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

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Susquehanna Community Financial Cash-to-Debt Chart

Susquehanna Community Financial Annual Data

Trend

Dec02

Dec03

Dec04

Dec05

Dec06

Dec07

Cash-to-Debt

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0.38

0.36

0.23

0.28

Susquehanna Community Financial Quarterly Data
	Mar03	Jun03	Sep03	Dec03	Mar04	Jun04	Sep04	Dec04	Mar05	Jun05	Sep05	Dec05	Mar06	Jun06	Sep06	Dec06	Mar07	Jun07	Sep07	Dec07
Cash-to-Debt	Get a 7-Day Free Trial															0.23	0.34	0.33	0.40	0.28

Competitive Comparison of Susquehanna Community Financial's Cash-to-Debt

For the Banks - Regional subindustry, Susquehanna Community Financial's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Susquehanna Community Financial's Cash-to-Debt Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Susquehanna Community Financial's Cash-to-Debt distribution charts can be found below:

* The bar in red indicates where Susquehanna Community Financial's Cash-to-Debt falls into.

Susquehanna Community Financial Cash-to-Debt Calculation

This is the ratio of a company's Balance Sheet Cash And Cash Equivalents to its debt. The debt includes the Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation. This ratio measures the financial strength of a company. This ratio is updated quarterly.

Susquehanna Community Financial's Cash to Debt Ratio for the fiscal year that ended in Dec. 2007 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	5.342	/	(11	+	8.062)
	=	0.28

Susquehanna Community Financial's Cash to Debt Ratio for the quarter that ended in Dec. 2007 is calculated as:

Cash to Debt Ratio	=	Balance Sheet Cash And Cash Equivalents	/	Total Debt
	=	Balance Sheet Cash And Cash Equivalents	/	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)
	=	5.342	/	(11	+	8.062)
	=	0.28

Susquehanna Community Financial (OTCPK:SQCF) Cash-to-Debt Explanation

If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.

Susquehanna Community Financial Cash-to-Debt Related Terms

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Susquehanna Community Financial (Susquehanna Community Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Susquehanna Community Financial Inc (OTCPK:SQCF) » Definitions » Cash-to-Debt

Comparable Companies

Traded in Other Exchanges

N/A

Address

940 High Street, West Milton, PA, USA, 17886

Website

https://www.scb.bank

Susquehanna Community Financial Inc is a United States-based bank holding company. Through its subsidiary bank, it offers general banking services to individuals and corporates. The bank provides services like mortgage services, online banking and bill pay, telephone banking, savings, checking, direct deposits, debit cards, credit cards, and other services.

Susquehanna Community Financial (Susquehanna Community Financial) Headlines

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