Citizens Bancshares (Citizens Bancshares) Effective Interest Rate on Debt % : 13.25% (As of Sep. 2016)

Citizens Bancshares Effective Interest Rate on Debt % Chart

Citizens Bancshares Annual Data
	Trend	Dec06	Dec07	Dec08	Dec09	Dec10	Dec11	Dec12	Dec13	Dec14	Dec15
Effective Interest Rate on Debt %		Get a 7-Day Free Trial					478.68	349.50	319.65	316.13	25.51

Citizens Bancshares Quarterly Data
	Dec11	Mar12	Jun12	Sep12	Dec12	Mar13	Jun13	Sep13	Dec13	Mar14	Jun14	Sep14	Dec14	Mar15	Jun15	Sep15	Dec15	Mar16	Jun16	Sep16
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															284.30	24.11	12.92	12.63	13.25

Competitive Comparison of Citizens Bancshares's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Citizens Bancshares's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Citizens Bancshares's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Bancshares's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Citizens Bancshares's Effective Interest Rate on Debt % falls into.

Citizens Bancshares Effective Interest Rate on Debt % Calculation

Citizens Bancshares's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2015 is calculated as

where

Citizens Bancshares's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2016 is calculated as

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2016) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Citizens Bancshares  (OTCPK:CZBS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Citizens Bancshares Effective Interest Rate on Debt % Related Terms

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Citizens Bancshares (Citizens Bancshares) Business Description