Jyoti Bikas Bank Ltd provides standard banking services in Nepal. The company focuses on financing for the development of hydropower and infrastructure and providing banking facilities to the general public for various purposes. The Bank operates in the following segment: Core Banking, Micro Finance, Treasury, Digital Banking and Others. The majority of the revenue is generated from the Core Banking segment. All the revenues come from the domestic market.

Financial Strength

6/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	3.64
Equity-to-Asset	0.08
Debt-to-Equity	0.26
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-3.03	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	10.8
	3-Year EPS without NRI Growth Rate	4.8
	3-Year FCF Growth Rate	35.4
	3-Year Book Growth Rate	12.1

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	27.38
	9-Day RSI	34.39
	14-Day RSI	40.12
	6-1 Month Momentum %	8.15
	12-1 Month Momentum %	10.56

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Payout Ratio	0.46
	3-Year Dividend Growth Rate	-9.7
	Shareholder Yield %	1.47

Profitability Rank

9/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	13.94
	FCF Margin %	133.65
	ROE %	6.5
	ROA %	0.53
	Years of Profitability over Past 10-Year	10

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	34.88
	PE Ratio without NRI	34.88
	Shiller PE Ratio	17.36
	Price-to-Owner-Earnings	19.03
	PEG Ratio	3.35
	PS Ratio	4.71
	PB Ratio	2.18
	Price-to-Tangible-Book	2.15
	Price-to-Free-Cash-Flow	3.43
	Price-to-Operating-Cash-Flow	3
	EV-to-Revenue	3.21
	EV-to-FCF	2.47
	Price-to-Projected-FCF	0.5
	Price-to-Median-PS-Value	1.01
	Price-to-Peter-Lynch-Fair-Value	3.02
	Price-to-Graham-Number	1.81
	FCF Yield %	28.75
	Forward Rate of Return (Yacktman) %	23.46

Financials

Annual Quarterly TTM

XNEP:JBBL's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Jyoti Bikas Bank Ltd Executives

Details

GF Value: NPR338.6

XNEP:JBBL

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with JBBL. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil NPR)	2,704.657
	EPS (TTM) (NPR)	8.311
	Beta	0
	Volatility %	32.28
	14-Day RSI	40.12
	14-Day ATR (NPR)	5.665607
	20-Day SMA (NPR)	294.195
	12-1 Month Momentum %	10.56
	52-Week Range (NPR)	259.8 - 357
	Shares Outstanding (Mil)	43.96

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Jyoti Bikas Bank Ltd Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Jyoti Bikas Bank Ltd Stock Events

Financials Calendars

	Event	Date	Price(NPR)
No Event Data

Jyoti Bikas Bank Ltd Frequently Asked Questions

What is Jyoti Bikas Bank Ltd(XNEP:JBBL)'s stock price today?

The current price of XNEP:JBBL is NPR286.00. The 52 week high of XNEP:JBBL is NPR357.00 and 52 week low is NPR259.80.

When is next earnings date of Jyoti Bikas Bank Ltd(XNEP:JBBL)?

The next earnings date of Jyoti Bikas Bank Ltd(XNEP:JBBL) is .

Does Jyoti Bikas Bank Ltd(XNEP:JBBL) pay dividends? If so, how much?

Jyoti Bikas Bank Ltd(XNEP:JBBL) does not pay dividend.

Press Release

	Subject	Date
No Press Release

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