Vienna Insurance Group AG is a diversified insurance company that offers property and casualty, life, and health insurance products. The company maintains its goal of consolidating market leadership in Austria while taking advantage of the growth potential in Central and Eastern Europe. The company generates most of its revenue in Austria, followed by the Czech Republic and Poland. The company considers merger and acquisition investment as a component of its operational growth strategy.

Financial Strength

5/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.86
Equity-to-Asset	0.12
Debt-to-Equity	0.31
Debt-to-EBITDA	N/A	N/A	N/A
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.22	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	4
	3-Year EBITDA Growth Rate	24.4
	3-Year EPS without NRI Growth Rate	19.8
	3-Year Book Growth Rate	4.5

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	46.77
	9-Day RSI	48.99
	14-Day RSI	51.44
	6-1 Month Momentum %	9.5
	12-1 Month Momentum %	2.46

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	4.45
	Dividend Payout Ratio	0.27
	3-Year Dividend Growth Rate	4.2
	Forward Dividend Yield %	4.81
	5-Year Yield-on-Cost %	4.45
	Shareholder Yield %	14.86

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	4.8
	FCF Margin %	-4.64
	ROE %	9.82
	ROA %	1.16
	ROIC %	1.4
	Years of Profitability over Past 10-Year	9

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	6.79
	PE Ratio without NRI	6.01
	Shiller PE Ratio	10.22
	Price-to-Owner-Earnings	8.8
	PEG Ratio	1.4
	PS Ratio	0.32
	PB Ratio	0.64
	Price-to-Tangible-Book	0.95
	EV-to-Revenue	0.34
	EV-to-FCF	-7.32
	Price-to-Projected-FCF	0.62
	Price-to-DCF (Earnings Based)	0.44
	Price-to-Median-PS-Value	1.05
	Price-to-Graham-Number	0.5
	FCF Yield %	-14.45
	Forward Rate of Return (Yacktman) %	4.56

GF Value: $6.13

VNRFY

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