Upstart Holdings Inc (NAS:UPST)
$ 23.35 0.19 (0.82%) Market Cap: 2.05 Bil Enterprise Value: 2.81 Bil PE Ratio: 0 PB Ratio: 3.35 GF Score: 71/100
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Upstart Holdings Inc at Barclays Emerging Payments and FinTech Forum Transcript

May 18, 2023 / 01:10PM GMT
Release Date Price: $24.59 (+14.96%)
Ramsey Clark El;Assal
Barclays Bank PLC, Research Division - Research Analyst

Okay. Next, we are honored to welcome Sanjay Datta, CFO of Upstart, to the conference. Thank you so much for being here. Really appreciate it.

Sanjay Datta
Upstart Holdings, Inc. - CFO

Thanks, Ram.

Ramsey Clark El;Assal
Barclays Bank PLC, Research Division - Research Analyst

So I wanted to ask you guys about what you're seeing in terms of the consumer trends, macro impact on the consumer. You have a pretty differentiated view. And so I was just curious what you're seeing.

Sanjay Datta
Upstart Holdings, Inc. - CFO

Sure, yes. On the consumer, I guess there's 2 million things that we're thinking about right now. One, we're observing directly, one we're watching for. The first one I would broadly say the U.S. consumer is slowly getting its fiscal house back in order. And it was out of order for a while, probably for more than 1.5 years. I think that a lot of

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