Q4 2019 ACI Worldwide Inc Earnings Call Transcript
Thank you for standing by, and welcome to the ACI Quarter 4 Earnings Announcement Conference Call. (Operator Instructions) And please be advised that today's conference is being recorded. (Operator Instructions)
I would now like to hand the conference over to your speaker today, Mr. John Kraft. Thank you. Sir, you may go ahead.
Thank you, Sarah, and thank you all for joining our earnings call for the quarter and full year ending December 31, 2019. I'm joined this morning by Craig Saks, our Interim President and CEO; and Scott Behrens, our CFO.
Before we begin, please take note of the forward-looking statements disclaimer included in our press release issued earlier today and filed with the SEC. We will make forward-looking statements on today's call, including about 2020 guidance. Forward-looking statements inherently involve risks and uncertainties and reflect our view as of today, and we are under no obligation to update this information.
With that, I'll turn it
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