PT Bank Tabungan Negara (Persero) Tbk is principally engaged in providing commercial banking services. The products offered by the bank include Fund products like Fixed deposit accounts, savings accounts, and clearing accounts, and credit products like Consumer loans and commercial loans. The services provided include Money Changer, Payment Point, Safe deposit box, and Real Time Gross settlement among others. It also provides Syariah services through its Syariah Business units. Its business segments consist of Conventional Banking and Sharia Banking. The company generates the majority of its revenue from the Conventional business segment.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.8
Equity-to-Asset	0.07
Debt-to-Equity	1.68
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.45	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

9/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	7.8
	3-Year EPS without NRI Growth Rate	22.9
	3-Year FCF Growth Rate	-47.8
	3-Year Book Growth Rate	9
	Future 3-5Y Total Revenue Growth Rate	12.56

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	27.19
	9-Day RSI	30.56
	14-Day RSI	33.87
	6-1 Month Momentum %	29.91
	12-1 Month Momentum %	17.8

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	5.46
	Dividend Payout Ratio	0.21
	3-Year Dividend Growth Rate	191.3
	Forward Dividend Yield %	5.46
	5-Year Yield-on-Cost %	5.46
	3-Year Average Share Buyback Ratio	-5.6
	Shareholder Yield %	-25.39

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	21.58
	FCF Margin %	-18.07
	ROE %	12.18
	ROA %	0.85
	Years of Profitability over Past 10-Year	10

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	4.86
	Forward PE Ratio	3.41
	PE Ratio without NRI	4.87
	Shiller PE Ratio	6
	Price-to-Owner-Earnings	5.73
	PEG Ratio	1.52
	PS Ratio	1.05
	PB Ratio	0.55
	Price-to-Tangible-Book	0.59
	Price-to-Operating-Cash-Flow	29.06
	EV-to-Forward-EBITDA	18.04
	EV-to-Revenue	1.66
	EV-to-Forward-Revenue	3.44
	EV-to-FCF	-10.08
	Price-to-Projected-FCF	0.48
	Price-to-DCF (Earnings Based)	0.33
	Price-to-Median-PS-Value	0.59
	Price-to-Graham-Number	0.35
	FCF Yield %	-16.22
	Forward Rate of Return (Yacktman) %	19.93

Financials

Annual Quarterly TTM

STU:TA2's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

PT Bank Tabungan Negara (Persero) Tbk Executives

Details

GF Value: €0.05

STU:TA2

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with TA2. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	992.822
	EPS (TTM) (€)	0.015
	Beta	0.59
	Volatility %	33.47
	14-Day RSI	33.87
	14-Day ATR (€)	0.001862
	20-Day SMA (€)	0.060575
	12-1 Month Momentum %	17.8
	52-Week Range (€)	0.0515 - 0.075
	Shares Outstanding (Mil)	14,034.44

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	3
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

PT Bank Tabungan Negara (Persero) Tbk Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

PT Bank Tabungan Negara (Persero) Tbk Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

PT Bank Tabungan Negara (Persero) Tbk Frequently Asked Questions

What is PT Bank Tabungan Negara (Persero) Tbk(STU:TA2)'s stock price today?

The current price of STU:TA2 is €0.05. The 52 week high of STU:TA2 is €0.08 and 52 week low is €0.05.

When is next earnings date of PT Bank Tabungan Negara (Persero) Tbk(STU:TA2)?

The next earnings date of PT Bank Tabungan Negara (Persero) Tbk(STU:TA2) is .

Does PT Bank Tabungan Negara (Persero) Tbk(STU:TA2) pay dividends? If so, how much?

The Dividend Yield % of PT Bank Tabungan Negara (Persero) Tbk(STU:TA2) is 5.46% (As of Today), Highest Dividend Payout Ratio of PT Bank Tabungan Negara (Persero) Tbk(STU:TA2) was 2.65. The lowest was 0.01. And the median was 0.17. The Forward Dividend Yield % of PT Bank Tabungan Negara (Persero) Tbk(STU:TA2) is 5.46%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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