Q4 2023 Banque Saudi Fransi SJSC Earnings Call Transcript
Thank you for joining the Banque Saudi Fransi Q4 2023 Earnings Call. I will now pass you over to your host, Waleed Mohsin from Goldman Sachs.
Thank you much. Good day, everyone. Thanks very much for joining Banque Saudi Fransi's Fourth Quarter '23 Earnings Call hosted by Goldman Sachs. Today's call is being recorded and is intended for analysts and investors only, and any media personnel should disconnect at this time.
It is my absolute pleasure to welcome Banque Saudi Fransi management on the call: Mr. Bader Alsalloom, Chief Executive Officer; Mr. Ramzy Darwish, Chief Strategy and Finance Officer; Mr. Zuhair Mardam, Chief Treasury and Investment Officer; and Ms. Yasminah Abbas, Head of Investor Relations.
So without any further delays, I will pass over the call to Yasminah Abbas, Head of Investor Relations.
Welcome, ladies and gentlemen, to BSF's Earnings Call for the Fourth Quarter 2023. I would like to thank you,
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