Business Description
Qifu Technology Inc
NAICS : 522310
SIC : 6141
ISIN : US88557W1018
Share Class Description:
QFIN: ADRDescription
Qifu Technology Inc is a Credit-Tech platform in China. It provides credit services more accessible and personalized to consumers and SMEs through Credit-Tech services to financial institutions, whereby it deploys its technology solutions to help financial institutions identify the diversified needs of consumers and SMEs, effectively access prospective borrowers that are creditworthy through multi-channels, enhance credit assessment on prospective borrowers, and manage credit risks and improve collection strategies and efficiency, among others.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 5.05 | |||||
| Equity-to-Asset | 0.48 | |||||
| Debt-to-Equity | 0.04 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -0.6 | |||||
| 3-Year EPS without NRI Growth Rate | 1.6 | |||||
| 3-Year FCF Growth Rate | 4.2 | |||||
| 3-Year Book Growth Rate | 27 | |||||
| Future 3-5Y EPS without NRI Growth Rate | 16.47 | |||||
| Future 3-5Y Total Revenue Growth Rate | 11.42 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 73.72 | |||||
| 9-Day RSI | 66.69 | |||||
| 14-Day RSI | 62.83 | |||||
| 6-1 Month Momentum % | 33 | |||||
| 12-1 Month Momentum % | 16.83 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.17 | |||||
| Dividend Payout Ratio | 0.1 | |||||
| Forward Dividend Yield % | 5.17 | |||||
| 5-Year Yield-on-Cost % | 5.17 | |||||
| 3-Year Average Share Buyback Ratio | -1.2 | |||||
| Shareholder Yield % | 5.64 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 31.97 | |||||
| FCF Margin % | 53.27 | |||||
| ROE % | 20.84 | |||||
| ROA % | 9.85 | |||||
| Years of Profitability over Past 10-Year | 7 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 5.44 | |||||
| PE Ratio without NRI | 3.02 | |||||
| PEG Ratio | 0.09 | |||||
| PS Ratio | 1.74 | |||||
| PB Ratio | 1.02 | |||||
| Price-to-Tangible-Book | 1.12 | |||||
| Price-to-Free-Cash-Flow | 3.26 | |||||
| Price-to-Operating-Cash-Flow | 3.26 | |||||
| EV-to-Revenue | 1.4 | |||||
| EV-to-Forward-Revenue | 0.96 | |||||
| EV-to-FCF | 2.63 | |||||
| Price-to-Projected-FCF | 0.31 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.13 | |||||
| Price-to-Graham-Number | 0.4 | |||||
| FCF Yield % | 32.4 | |||||
| Forward Rate of Return (Yacktman) % | 41.24 |
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