Business Description
Unity Bank PLC
ISIN : NGUNITYBANK3
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Traded in other countries / regions
UBP.Nigeria IPO Date
2005-12-22Description
Unity Bank PLC provides a range of retail, corporate, treasury and investment banking services in Nigeria. The Bank's offerings include Private banking, Digital Banking, Business banking, custody services, consumer loans & mortgages, structured financing, corporate leasing services among others. It has six Business segments Corporate Banking, Commercial Banking, Personal Banking, Private Banking, SME and Institutional Banking. The Bank operated Two geographical segments in addition to the Head Office which are: North and South Bank, of which it dervies majority revenue from North Bank.
Financial Strength
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.28 | |||||
| Equity-to-Asset | -0.54 | |||||
| Debt-to-Equity | -0.9 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Beneish M-Score | -2.15 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 2.3 | |||||
| 3-Year EPS without NRI Growth Rate | -30.7 | |||||
| 3-Year FCF Growth Rate | 7.7 | |||||
| 3-Year Book Growth Rate | 0.5 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 50.78 | |||||
| 9-Day RSI | 46.3 | |||||
| 14-Day RSI | 44.63 | |||||
| 6-1 Month Momentum % | 141.49 | |||||
| 12-1 Month Momentum % | 336.54 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Shareholder Yield % | 59.73 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 3.45 | |||||
| FCF Margin % | -119.1 | |||||
| ROE % | Neg. Equity | |||||
| ROA % | 0.18 | |||||
| Years of Profitability over Past 10-Year | 6 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 22.1 | |||||
| PE Ratio without NRI | 14.1 | |||||
| PEG Ratio | 141 | |||||
| PS Ratio | 0.76 | |||||
| EV-to-Revenue | 7.29 | |||||
| EV-to-FCF | -6.09 | |||||
| FCF Yield % | -155.16 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Bar
Annualized Return % Â
Total Annual Return % Â
Unity Bank PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₦) | 27,258.832 | ||
| EPS (TTM) (₦) | 0.081 | ||
| Beta | 0 | ||
| Volatility % | 119.41 | ||
| 14-Day RSI | 44.63 | ||
| 14-Day ATR (₦) | 0.129774 | ||
| 20-Day SMA (₦) | 1.8885 | ||
| 12-1 Month Momentum % | 336.54 | ||
| 52-Week Range (₦) | 0.48 - 3.85 | ||
| Shares Outstanding (Mil) | 11,689.34 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Unity Bank PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Unity Bank PLC Stock Events
| Event | Date | Price(₦) | ||
|---|---|---|---|---|
| No Event Data | ||||
Unity Bank PLC Frequently Asked Questions
What is Unity Bank PLC(NSA:UBP)'s stock price today?
The current price of NSA:UBP is ₦1.79. The 52 week high of NSA:UBP is ₦3.85 and 52 week low is ₦0.48.
When is next earnings date of Unity Bank PLC(NSA:UBP)?
The next earnings date of Unity Bank PLC(NSA:UBP) is .
Does Unity Bank PLC(NSA:UBP) pay dividends? If so, how much?
Unity Bank PLC(NSA:UBP) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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