LendingClub Corp at Morgan Stanley US Financials, Payments, and CRE Conference Transcript
Thank you very much for joining us this morning here at the Morgan Stanley Fintech Conference. We're very pleased this morning to have LendingClub. And from LendingClub, we have Scott Sanborn, CEO. Thanks for being here. Scott and Drew LaBenne, CFO, it seems like he's very far away over there. But he'll be all right. So before I get started quickly for important disclosures, please see the Morgan Stanley research disclosure website at morganstanley.com/researchdisclosures. If you have any questions, please reach out to your Morgan Stanley sales rep. So maybe to kick off here, Scott. For those that are newer to Lending Club and the strategy and the story, can you give us an overview of LendingClub and the value proposition that you're providing the consumers.
Yes. So we started -- first loan was back in 2007, pretty straightforward principles, which was we thought that data and technology and a focus on the customer could actually really disrupt the lending industry, which, as of that
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