Business Description
Bank AL Habib Ltd
ISIN : PK0051601018
Share Class Description:
KAR:BAHL: Ordinary SharesDescription
Bank AL Habib Ltd is a banking company in Pakistan. It provides banking services consisting of retail banking, current & savings accounts, credit cards, consumer banking products, provision of banking & other financial services to individual customers, small merchants & small-medium enterprises. The company also provides commercial banking such as banking services including treasury & international trade-related activities to large corporate customers, multinational companies, and government, & semi-government departments & institutions. Geographically, it operates in Pakistan, the Middle East & Asia- Pacific. The majority of revenue is from the Commercial banking segment.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 3.24 | |||||
| Equity-to-Asset | 0.05 | |||||
| Debt-to-Equity | 0.36 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 9/9 | |||||
| Beneish M-Score | -2.48 | |||||
| WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 31.4 | |||||
| 3-Year EPS without NRI Growth Rate | 26.2 | |||||
| 3-Year FCF Growth Rate | 27.7 | |||||
| 3-Year Book Growth Rate | 16.7 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 78.16 | |||||
| 9-Day RSI | 75.5 | |||||
| 14-Day RSI | 72.57 | |||||
| 6-1 Month Momentum % | 33.73 | |||||
| 12-1 Month Momentum % | 84.46 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 14.5 | |||||
| Dividend Payout Ratio | 0.5 | |||||
| 3-Year Dividend Growth Rate | 66 | |||||
| Forward Dividend Yield % | 18.13 | |||||
| 5-Year Yield-on-Cost % | 77.15 | |||||
| Shareholder Yield % | 10.43 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 24 | |||||
| FCF Margin % | 258.37 | |||||
| ROE % | 33.2 | |||||
| ROA % | 1.45 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 2.99 | |||||
| Forward PE Ratio | 2.67 | |||||
| PE Ratio without NRI | 3.01 | |||||
| Shiller PE Ratio | 6.78 | |||||
| Price-to-Owner-Earnings | 0.28 | |||||
| PEG Ratio | 0.16 | |||||
| PS Ratio | 0.72 | |||||
| PB Ratio | 0.84 | |||||
| Price-to-Tangible-Book | 0.85 | |||||
| Price-to-Free-Cash-Flow | 0.28 | |||||
| Price-to-Operating-Cash-Flow | 0.27 | |||||
| EV-to-Revenue | 0.03 | |||||
| EV-to-Forward-Revenue | 0.53 | |||||
| EV-to-FCF | 0.01 | |||||
| Price-to-Projected-FCF | 0.04 | |||||
| Price-to-DCF (Earnings Based) | 0.11 | |||||
| Price-to-DCF (FCF Based) | 0.01 | |||||
| Price-to-Median-PS-Value | 0.41 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.17 | |||||
| Price-to-Graham-Number | 0.34 | |||||
| FCF Yield % | 358.29 | |||||
| Forward Rate of Return (Yacktman) % | 238.96 |
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