Capitec Bank Holdings Ltd (JSE:CPI)
R 2265.61 5.61 (0.25%) Market Cap: 262.37 Bil Enterprise Value: 245.14 Bil PE Ratio: 24.80 PB Ratio: 6.03 GF Score: 87/100

Half Year 2024 Capitec Bank Holdings Ltd Earnings Call Transcript

Sep 28, 2023 / 06:00AM GMT
Release Date Price: R1751.48 (+6.43%)
Gerhardus Metselaar Fourie
Capitec Bank Holdings Limited - CEO & Executive Director

Good morning, ladies and gentlemen. It's my pleasure to announce our Interim Results for August '23. I think if you look at the year that's gone past or 6 months that's gone past, I think, if you sum up our results, it goes through those 3 words, it's resilient in tough times, grow, and then for me the most important, solid investing in the future. If there's any questions, we'll answer the questions afterwards. You can send it through -- to that email address. Please send your questions, hopefully, I will answer all your questions, while I'm presenting.

By looking at what is driving Capitec, it's our ability to invest and innovate to meet the clients' demands. If I look at our culture, our culture is all about the client, and so every question starts with the client, is it in the best interest of the clients, are we client-centric? And I think that sums up the results.

If I look at the resilience of this year, we all know we're in a challenging economic environment. I'm not going to elaborate on

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