First Financial Bancorp is a mid-sized, regional bank holding company. It operates through its wholly-owned subsidiary, First Financial Bank, and provides banking and financial services products through its six lines of business Commercial, Retail Banking, Mortgage Banking, Wealth Management, Investment Commercial Real Estate, and Commercial Finance. First Financial utilizes a community banking business model and serves a combination of metropolitan and non-metropolitan markets through full-service banking centers around Indiana, Ohio, and Kentucky. The primary component of its loan portfolio is commercial real estate loans, followed by commercial and industrial loans. A majority of First Financial's net revenue is net interest income.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.79
Equity-to-Asset	0.13
Debt-to-Equity	0.53
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.58	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

4/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	10.3
	3-Year EPS without NRI Growth Rate	17.6
	3-Year FCF Growth Rate	65.2
	3-Year Book Growth Rate	0.8

Momentum Rank

7/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	73.87
	9-Day RSI	68.55
	14-Day RSI	64.01
	6-1 Month Momentum %	8.15
	12-1 Month Momentum %	13.71

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	4.04
	Dividend Payout Ratio	0.35
	Forward Dividend Yield %	4.09
	5-Year Yield-on-Cost %	4.59
	3-Year Average Share Buyback Ratio	1
	Shareholder Yield %	-4.46

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	28.78
	FCF Margin %	49.2
	ROE %	10.78
	ROA %	1.37
	Years of Profitability over Past 10-Year	10

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	9.39
	Forward PE Ratio	9.97
	PE Ratio without NRI	8.96
	Shiller PE Ratio	11.14
	Price-to-Owner-Earnings	5.5
	PEG Ratio	7.47
	PS Ratio	2.7
	PB Ratio	0.97
	Price-to-Tangible-Book	1.86
	Price-to-Free-Cash-Flow	5.52
	Price-to-Operating-Cash-Flow	4.55
	EV-to-Revenue	3.02
	EV-to-Forward-Revenue	4.2
	EV-to-FCF	6.17
	Price-to-Projected-FCF	0.51
	Price-to-DCF (Earnings Based)	0.53
	Price-to-DCF (FCF Based)	0.43
	Price-to-Median-PS-Value	0.72
	Price-to-Graham-Number	0.86
	FCF Yield %	18.05
	Forward Rate of Return (Yacktman) %	11.24

Financials (Next Earnings Date:2024-07-19 Est.)

Annual Quarterly TTM

FRA:FI5's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

First Financial Bancorp Operating Data

Annual Quarterly

FRA:FI5's Complete Operating Data

No operating data available for First Financial Bancorp.

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

First Financial Bancorp Executives

Details

GF Value: €27.06

FRA:FI5

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with FI5. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	758.577
	EPS (TTM) (€)	2.293
	Beta	0.92
	Volatility %	25.84
	14-Day RSI	64.01
	14-Day ATR (€)	0.290297
	20-Day SMA (€)	20.25
	12-1 Month Momentum %	13.71
	52-Week Range (€)	16.3 - 21.8
	Shares Outstanding (Mil)	95.47

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

First Financial Bancorp Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

First Financial Bancorp Stock Events

Financials Calendars

	Event	Date	Price(€)
No Event Data

First Financial Bancorp Frequently Asked Questions

What is First Financial Bancorp(FRA:FI5)'s stock price today?

The current price of FRA:FI5 is €21.60. The 52 week high of FRA:FI5 is €21.80 and 52 week low is €16.30.

When is next earnings date of First Financial Bancorp(FRA:FI5)?

The next earnings date of First Financial Bancorp(FRA:FI5) is 2024-07-19 Est..

Does First Financial Bancorp(FRA:FI5) pay dividends? If so, how much?

The Dividend Yield % of First Financial Bancorp(FRA:FI5) is 4.04% (As of Today), Highest Dividend Payout Ratio of First Financial Bancorp(FRA:FI5) was 0.56. The lowest was 0.34. And the median was 0.44. The Forward Dividend Yield % of First Financial Bancorp(FRA:FI5) is 4.09%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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