Civista Bancshares Inc (NAS:CIVB)
$ 14.49 0.68 (4.92%) Market Cap: 227.88 Mil Enterprise Value: 658.92 Mil PE Ratio: 6.22 PB Ratio: 0.61 GF Score: 66/100
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Q4 2022 Civista Bancshares Inc Earnings Call Transcript

Feb 07, 2023 / 06:00PM GMT
Release Date Price: $21.92 (-1.31%)
Operator

Good day, and welcome to the Civista Bancshares year-end 2022 Earnings Conference Call. (Operator Instructions)

Before we begin, I would like to remind you that this conference call may contain forward-looking statements with respect to the future performance and financial conditions of Civista Bancshares, Inc. that involves risks and uncertainties. Various factors could cause actual results to be materially different from any future results expressed or implied by such forward-looking statements. These factors are discussed in the company's SEC filings, which are available on the company's website. The company disclaims any obligation to update any forward-looking statements made during the call.

Additionally, management may refer to non-GAAP measures, which are intended to supplement, but not substitute for the most directly comparable GAAP measures. The press release, also available on the company's website, contains the financial and other quantitative information to be discussed today as well as a reconciliation of the GAAP to non-GAAP measures. This call will be recorded and made

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