Net Interest Margin for all U.S. Banks : 2.80% (As of 2020-07-01) ( Discontinued )

Basic Info

Net Interest Margin for all U.S. Banks was 2.80 as of 2020-07-01, according to Federal Financial Institutions Examination Council (FFIEC). Historically, Net Interest Margin for all U.S. Banks reached a record high of 4.91 and a record low of 2.80, the median value is 3.82. Typical value range is from 3.01 to 3.45. The Year-Over-Year growth is -16.13%. GuruFocus provides the current actual value, an historical data chart and related indicators for Net Interest Margin for all U.S. Banks - last updated on 2020-07-01.

Quarterly, End of Period , not seasonally adjusted . This series is constructed as the ratio of Tax-Adjusted Income to Average Earning Assets. Tax-adjusted income is the sum of Net Interest Income call item RIAD4074 and annualized Income (Loss) before Income Taxes and Extraordinary Items and Other Adjustments call item RIAD4301, which is multiplied by the corresponding tax rate based on the annual income level. Average Earning Assets is the sum Interest-Bearing Balances call item RCFD0071; Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities (IBFs) call item RCFD1350; Total Loans and Leases, Net of Unearned Income call item RCFD2122; Total Trading Assets call item RCFD3545; Total Held-to-Maturity Securities call item RCFD1754; Total Amortized Cost of Available-For-Sale Securities call item RCFD1772. Before 1993 the Average Earning Assets was the sum of Interest-Bearing Balances call item RCFD0071; Total Investment Securities at Book Value call item RCFD0390; Federal Funds Sold and Securities Purchased Under Agreements to Resell in Domestic Offices of the Bank and of Its Edge and Agreement Subsidiaries, and in International Banking Facilities (IBFs) call item RCFD1350; Total Loans and Leases, Net of Unearned Income call item RCFD2122; Total Assets Held in Trading Accounts call item RCFD2146. Data are annualized. For more information and definition about the specific call item codes, please see http://www.federalreserve.gov/apps/mdrm/data-dictionary. This series is calculated by the Federal Reserve Bank of St. Louis using raw data that are collected by the FFIEC. Raw data can be found at https://cdr.ffiec.gov/public/.