GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » BancFirst Corp (NAS:BANF) » Definitions » Capital Adequacy Tier - Tier 1 Ratio %

BANF (BancFirst) Capital Adequacy Tier - Tier 1 Ratio % : 16.70% (As of Dec. 2024)


View and export this data going back to 1990. Start your Free Trial

What is BancFirst Capital Adequacy Tier - Tier 1 Ratio %?

Capital Adequacy Tier - Tier 1 Ratio % is the ratio of a bank’s core tier 1 capital, which includes its equity capital and disclosed reserves, to its total risk-weighted assets. It is a key measure of a bank's financial strength and should not fall lower than 6% as per Basel III rules.

BancFirst's Capital Adequacy Tier - Tier 1 Ratio % for the quarter that ended in Dec. 2024 was 16.70% , which is higher than 15.77% for the pervious quarter ended in Sep. 2024.

BancFirst's Capital Adequacy Tier - Tier 1 Ratio % for the annual that ended in Dec. 2024 was 16.70% , which is higher than 15.10% for the pervious year ended in Dec. 2023.

The historical rank and industry rank for BancFirst's Capital Adequacy Tier - Tier 1 Ratio % or its related term are showing as below:

BANF's Capital Adequacy Tier - Tier 1 Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Tier 1 Ratio % only.

BancFirst Capital Adequacy Tier - Tier 1 Ratio % Historical Data

The historical data trend for BancFirst's Capital Adequacy Tier - Tier 1 Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

BancFirst Capital Adequacy Tier - Tier 1 Ratio % Chart

BancFirst Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Efficiency Overhead Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only
Net Charge Offs to Average Loans %
Get a 7-Day Free Trial Premium Member Only Premium Member Only

BancFirstQuarterly Data
Trend Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Capital Adequacy Tier - Tier 1 Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Leverage Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Capital Adequacy Tier - Total Capital Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Efficiency Overhead Ratio %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only
Net Charge Offs to Average Loans %
Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only

Competitive Comparison of BancFirst's Capital Adequacy Tier - Tier 1 Ratio %

For the Banks - Regional subindustry, BancFirst's Capital Adequacy Tier - Tier 1 Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Tier 1 Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BancFirst  (NAS:BANF) Capital Adequacy Tier - Tier 1 Ratio % Calculation

Capital Adequacy Tier - Tier 1 Ratio % is calculated as

Capital Adequacy Tier - Tier 1 Ratio %=Tier 1 Capital / Total Risk Weighted Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


BancFirst  (NAS:BANF) Capital Adequacy Tier - Tier 1 Ratio % Explanation

Tier 1 capital, or core capital, consists of a bank's common stock, retained earnings, accumulated other comprehensive income, noncumulative perpetual preferred stock and any regulatory adjustments to those accounts. The tier 1 capital ratio is the ratio of a bank’s core capital vs. its total risk-weighted assets (RWAs). The risk-weighted assets are calculated by multiplying the assets that the company holds by their corresponding weights for credit risk (the weight is usually developed by the central bank).

The tier 1 capital ratio is the basis for the Basel III international capital and liquidity standards. The standard is used to force banks to increase capital buffers and ensure they can withstand financial distress before they become insolvent. Basel III rules stipulate that the Tier 1 capital ratio has to be at least 6% and the equity component of Tier 1 capital has to have at least 4.5% of RWAs. A higher Tier 1 ratio suggests that the company has more capital to pay down deposits and is less likely to become insolvent.


BancFirst Capital Adequacy Tier - Tier 1 Ratio % Related Terms

Thank you for viewing the detailed overview of BancFirst's Capital Adequacy Tier - Tier 1 Ratio % provided by GuruFocus.com. Please click on the following links to see related term pages.


BancFirst Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » BancFirst Corp (NAS:BANF) » Definitions » Capital Adequacy Tier - Tier 1 Ratio %
Traded in Other Exchanges
Address
100 North Broadway Avenue, Oklahoma City, OK, USA, 73102
BancFirst Corp is engaged in providing banking services. The company's business unit includes BancFirst metropolitan banks, BancFirst community banks, Pegasus Bank, Worthington, other financial services and executive, operations and support. BancFirst metropolitan banks, BancFirst community banks, Pegasus and Worthington offer traditional banking products such as commercial and retail lending and a full line of deposit accounts. Other financial services are specialty product business units including guaranteed small business lending, residential mortgage lending, trust services, securities brokerage, electronic banking, and insurance.
Executives
William Scott Martin director, Director 100 N BROADWAY, OKLAHOMA CITY OK 73102
Darryl Schmidt officer: Executive Vice President 100 N BROADWAY, OKLAHOMA CITY OK 73102
F Ford Drummond director 100 N BROADWAY, OKLAHOMA CITY OK 73102
Dennis L Brand director, officer: Executive Vice President 100 N BROADWAY, OKLAHOMA CITY OK 73102
Dennis Jay Hannah officer: Executive Vice President 100 N BROADWAY, OKLAHOMA CITY OK 73120
Leslie Jeannine Rainbolt director, 10 percent owner 100 N. BROADWAY, OKLAHOMA CITY OK 73102
Main Street Banking Partners Lp 10 percent owner 100 N BROADWAY, OKLAHOMA CITY OK 73102
David E Rainbolt director, 10 percent owner, officer: President and CEO C/O BANCFIRST CORP, 100 N BROADWAY, OKLAHOMA CITY OK 73102
Randy Foraker officer: Executive Vice President 100 N BROADWAY, OKLAHOMA CITY OK 73102
Dave R Lopez director 100 N BROADWAY, OKLAHOMA CITY OK 73102
Kevin Lawrence officer: Executive Vice President 100 N BROADWAY, OKLAHOMA CITY OK 73102
Scott Copeland officer: Executive Vice President 100 N BROADWAY, OKLAHOMA CITY OK 73102
Mautra Staley Jones director, Director 101 N. BROADWAY, OKLAHOMA CITY OK 73102
Robin Noel Smith director, Director 100 N BROADWAY, OKLAHOMA CITY OK 73102
Joe Goyne director, officer: Director 100 N BROADWAY, OKLAHOMA CITY OK 73102