Business Description
TFS Financial Corp
NAICS : 522120
SIC : 6035
ISIN : US87240R1077
Share Class Description:
TFSL: Ordinary SharesDescription
TFS Financial Corp is the holding company for the Third Federal Savings and Loan Association of Cleveland. The company's ownership in the savings and loan association is its primary business activity. The association's principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. It does so by offering products with competitive rates and yields. The company also operates Third Capital, a wholly owned subsidiary that serves as a holding company or as an investor in vehicles such as private equity funds. Third Capital has interests in lease transactions of commercial buildings, title agencies providing escrow and settlement services, and reinsurance of private mortgage insurance on residential loans.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.12 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 2.61 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Beneish M-Score | -2.24 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 1 | |||||
| 3-Year EPS without NRI Growth Rate | -3.6 | |||||
| 3-Year FCF Growth Rate | -10.4 | |||||
| 3-Year Book Growth Rate | 4.8 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 86.51 | |||||
| 9-Day RSI | 77.3 | |||||
| 14-Day RSI | 69.17 | |||||
| 6-1 Month Momentum % | -4.4 | |||||
| 12-1 Month Momentum % | 7.22 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 8.51 | |||||
| Dividend Payout Ratio | 4.19 | |||||
| 3-Year Dividend Growth Rate | 0.6 | |||||
| Forward Dividend Yield % | 8.51 | |||||
| 5-Year Yield-on-Cost % | 11.85 | |||||
| Shareholder Yield % | -14 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 25.97 | |||||
| FCF Margin % | 14.67 | |||||
| ROE % | 4.17 | |||||
| ROA % | 0.47 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 49.19 | |||||
| PE Ratio without NRI | 49.19 | |||||
| Shiller PE Ratio | 40.29 | |||||
| Price-to-Owner-Earnings | 107.1 | |||||
| PEG Ratio | 23.42 | |||||
| PS Ratio | 12.24 | |||||
| PB Ratio | 1.95 | |||||
| Price-to-Tangible-Book | 1.96 | |||||
| Price-to-Free-Cash-Flow | 83 | |||||
| Price-to-Operating-Cash-Flow | 76.76 | |||||
| EV-to-Revenue | 26.82 | |||||
| EV-to-FCF | 182.78 | |||||
| Price-to-Projected-FCF | 1.6 | |||||
| Price-to-Median-PS-Value | 0.81 | |||||
| Price-to-Graham-Number | 2.13 | |||||
| FCF Yield % | 1.19 | |||||
| Forward Rate of Return (Yacktman) % | 4.74 |
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