Pinnacle Financial Partners Inc is a financial holding company. The company operates through its wholly-owned subsidiary, Pinnacle Bank. The bank provides a full range of lending products, including commercial, real estate, and consumer loans to individuals and small to medium-sized businesses. Pinnacle operates as a community bank mainly in the urban markets of Nashville, Knoxville, Memphis, and Chattanooga, Tennessee, as well as surrounding counties. It relies heavily on mergers and acquisitions. A majority of its loan portfolio is in commercial loans, mainly real estate, as well as industrial loans. The bank generates a majority of its net revenue through net interest income.

Financial Strength

4/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.04
Equity-to-Asset	0.13
Debt-to-Equity	0.42
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.71	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	10.9
	3-Year EPS without NRI Growth Rate	18.5
	3-Year FCF Growth Rate	0.7
	3-Year Book Growth Rate	7.1
	Future 3-5Y Total Revenue Growth Rate	18.12

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	65.14
	9-Day RSI	57.59
	14-Day RSI	53.89
	6-1 Month Momentum %	18.58
	12-1 Month Momentum %	70.29

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.07
	Dividend Payout Ratio	0.13
	3-Year Dividend Growth Rate	11.2
	Forward Dividend Yield %	1.07
	5-Year Yield-on-Cost %	1.69
	3-Year Average Share Buyback Ratio	-0.4
	Shareholder Yield %	-18.98

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	40.66
	FCF Margin %	29.64
	ROE %	9.3
	ROA %	1.16
	Years of Profitability over Past 10-Year	10

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	11.76
	Forward PE Ratio	12.03
	PE Ratio without NRI	12.1
	Shiller PE Ratio	15.78
	Price-to-Owner-Earnings	15.38
	PEG Ratio	1.55
	PS Ratio	4.66
	PB Ratio	1.08
	Price-to-Tangible-Book	1.58
	Price-to-Free-Cash-Flow	15.73
	Price-to-Operating-Cash-Flow	13.15
	EV-to-Revenue	4.78
	EV-to-Forward-Revenue	4.83
	EV-to-FCF	16.13
	Price-to-Projected-FCF	0.6
	Price-to-DCF (Earnings Based)	0.51
	Price-to-DCF (FCF Based)	0.85
	Price-to-Median-PS-Value	0.82
	Price-to-Peter-Lynch-Fair-Value	1.56
	Price-to-Graham-Number	0.91
	FCF Yield %	6.31
	Forward Rate of Return (Yacktman) %	15.08

GF Value: $100.33

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