Business Description
Esquire Financial Holdings Inc
NAICS : 522110
SIC : 6029
ISIN : US29667J1016
Share Class Description:
ESQ: Shs Registered ShsDescription
Esquire Financial Holdings Inc is a full-service commercial bank dedicated to serving the financial needs of the legal industry and small businesses nationally, as well as commercial and retail customers in the New York metropolitan area. The Bank offers tailored products and solutions to the legal community and their clients as well as dynamic and flexible payment processing solutions to small business owners. Banking products offered for businesses and consumers include checking, savings, money market, and time deposits; a wide range of commercial and consumer loans, as well as customary banking services. The Bank operates a payment processing platform through third-party Independent Sales Organizations.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | No Debt | |||||
| Equity-to-Asset | 0.13 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 8/9 | |||||
| Beneish M-Score | -1.67 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 25.9 | |||||
| 3-Year EPS without NRI Growth Rate | 40.3 | |||||
| 3-Year FCF Growth Rate | 42.6 | |||||
| 3-Year Book Growth Rate | 14 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 50.57 | |||||
| 9-Day RSI | 52.07 | |||||
| 14-Day RSI | 50.77 | |||||
| 6-1 Month Momentum % | 3.65 | |||||
| 12-1 Month Momentum % | 22.79 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 1.1 | |||||
| Dividend Payout Ratio | 0.11 | |||||
| Forward Dividend Yield % | 1.26 | |||||
| 5-Year Yield-on-Cost % | 1.15 | |||||
| 3-Year Average Share Buyback Ratio | -2.1 | |||||
| Shareholder Yield % | 1.18 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 34.35 | |||||
| FCF Margin % | 34.8 | |||||
| ROE % | 20.67 | |||||
| ROA % | 2.54 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.29 | |||||
| PE Ratio without NRI | 10.29 | |||||
| Price-to-Owner-Earnings | 10.13 | |||||
| PEG Ratio | 0.79 | |||||
| PS Ratio | 3.55 | |||||
| PB Ratio | 1.92 | |||||
| Price-to-Tangible-Book | 1.92 | |||||
| Price-to-Free-Cash-Flow | 10.18 | |||||
| Price-to-Operating-Cash-Flow | 9.44 | |||||
| EV-to-Revenue | 2.11 | |||||
| EV-to-FCF | 5.88 | |||||
| Price-to-Projected-FCF | 0.81 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.8 | |||||
| Price-to-Graham-Number | 0.94 | |||||
| FCF Yield % | 9.93 | |||||
| Forward Rate of Return (Yacktman) % | 18.81 |
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