Key Highlights:
- Bread Financial Holdings (BFH, Financial) faces higher delinquency and charge-off rates compared to its peers.
- Analysts offer an average one-year price target of $55.47, implying a potential 13.46% upside.
- GF Value suggests a 14.46% downside risk, projecting a fair value of $41.82.
Challenges in Credit Management for Bread Financial Holdings
Bread Financial Holdings (BFH) is currently navigating through challenging waters, with its delinquency and charge-off rates significantly higher than other credit card issuers. While the industry shows signs of stability or improvement, BFH's persistent high metrics indicate underlying difficulties that the company must address to regain investor confidence.
Wall Street Analysts Forecast
According to consensus estimates from 13 analysts, the projected one-year price target for Bread Financial Holdings Inc (BFH, Financial) stands at $55.47. The estimates range between a high of $88.00 and a low of $36.00, reflecting a potential upside of 13.46% from the current trading price of $48.89. Investors seeking more granular details can visit the Bread Financial Holdings Inc (BFH) Forecast page for comprehensive data.
Current Analyst Rating
The average brokerage recommendation for Bread Financial Holdings Inc (BFH, Financial), according to insights from 16 brokerage firms, currently stands at 2.7. This indicates a "Hold" status within a rating framework where 1 represents a Strong Buy, and 5 signifies a Sell. This neutral stance suggests cautious optimism among financial analysts regarding BFH's future trajectory.
GF Value Analysis
GuruFocus' proprietary estimates suggest a GF Value of $41.82 for Bread Financial Holdings Inc (BFH, Financial) in one year, indicating a likely downside of 14.46% from its current price of $48.89. The GF Value is a vital tool that reflects the fair value for the stock, taking into account historical trading multiples, past business growth, and future performance projections. To delve deeper into these valuation insights, the Bread Financial Holdings Inc (BFH) Summary page offers an extensive overview.
