Q1 2025 NBT Bancorp Inc Earnings Call Transcript

Apr 25, 2025 / 02:00PM GMT
Operator

Good day everyone. Welcome to the conference call covering NBT Bancorp's first-quarter 2025 financial results. This call is being recorded and has been made accessible to the public in accordance with the SEC's regulation FD. Corresponding presentation slides can be found on the company's website at NBTbankcorp.com.

Before the call begins, NBT's management would like to remind listeners, as noted on July 2, today's presentation may contain forward-looking statements as defined by the Securities and Exchange commission. Actual results may differ from those projected. In addition, certain non-GAAP measures will be discussed. Reconciliation for these numbers can be -- reconciliation for these numbers are contained within the appendix of today's presentation.

(Operator instructions)

As a reminder, this call is being recorded. I will now turn the conference over to NBT Bancorp's President and CEO, Scott Kingsley for his opening remarks. Mr. Kingsley, please begin.

Scott Kingsley - NBT Bancorp Inc - President, Chief Executive Officer

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