- Universal Insurance Holdings' Q1 2025 earnings reflect strong growth and strategic market expansion.
- Analysts provide a positive price target, indicating potential upside for investors.
- Current GF Value estimates suggest caution for investors due to potential downside risk.
Universal Insurance Holdings (UVE, Financial) showcased impressive financial growth in the first quarter of 2025. The company's adjusted diluted earnings per share surged to $1.44, up from $1.07 in the previous year. This increase was underpinned by an 8.2% rise in core revenue, reaching $394.9 million, driven by higher net premiums and strategic inflation adjustments. Notably, significant growth was observed in non-Florida markets, alongside an improved net combined ratio of 95%, attributable to a decreased loss ratio.
Wall Street Analysts Forecast
Analyzing the one-year price targets from a group of analysts, Universal Insurance Holdings Inc (UVE, Financial) displays an average target price of $27.00. This price is consistent across high and low estimates, suggesting a potential upside of 14.97% from its current trading price of $23.49. Investors seeking more comprehensive forecast data can visit the Universal Insurance Holdings Inc (UVE) Forecast page.
The consensus recommendation among two brokerage firms rates Universal Insurance Holdings Inc (UVE, Financial) as an "Outperform" with an average brokerage recommendation of 2.5 on a scale where 1 represents a Strong Buy and 5 indicates a Sell.
Evaluating GF Value Estimates
According to GuruFocus, the estimated GF Value for Universal Insurance Holdings Inc (UVE, Financial) over the next year is projected at $18.70. This estimate suggests a potential downside of 20.37% based on the current share price of $23.485. The GF Value is derived from historical trading multiples, past business growth, and projected future business performance. Investors can explore further data on the Universal Insurance Holdings Inc (UVE) Summary page.
