FirstCash (FCFS, Financial) has unveiled its optimistic outlook for 2025, buoyed by robust first-quarter results and sustained demand for pawn loans. The company anticipates significant year-over-year growth in income, primarily driven by increased earning asset balances and a strategic expansion of store locations.
Pawn operations are expected to remain the core contributor to FirstCash's earnings in 2025, with the U.S. and Latin America pawn segments forecasted to account for over 80% of the total segment-level pre-tax income for the year. The company plans to expand its pawn store network through both new openings and potential acquisitions, further solidifying its position in the industry.
The current market conditions are seen as highly favorable for FirstCash's pawn-centric business model. The effectiveness of pawn products, especially in uncertain economic periods, aligns well with the company's retail sales channel, which is relatively untapped by tariff impacts. With a strong balance sheet and cash flow, FirstCash is well-positioned to foster long-term growth in revenue, earnings, and shareholder value.
Wall Street Analysts Forecast
Based on the one-year price targets offered by 5 analysts, the average target price for FirstCash Holdings Inc (FCFS, Financial) is $137.80 with a high estimate of $150.00 and a low estimate of $130.00. The average target implies an upside of 14.30% from the current price of $120.56. More detailed estimate data can be found on the FirstCash Holdings Inc (FCFS) Forecast page.
Based on the consensus recommendation from 6 brokerage firms, FirstCash Holdings Inc's (FCFS, Financial) average brokerage recommendation is currently 2.0, indicating "Outperform" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.
Based on GuruFocus estimates, the estimated GF Value for FirstCash Holdings Inc (FCFS, Financial) in one year is $124.50, suggesting a upside of 3.27% from the current price of $120.56. GF Value is GuruFocus' estimate of the fair value that the stock should be traded at. It is calculated based on the historical multiples the stock has traded at previously, as well as past business growth and the future estimates of the business' performance. More detailed data can be found on the FirstCash Holdings Inc (FCFS) Summary page.
