Q1 2025 SmartFinancial Inc Earnings Call Transcript

Apr 22, 2025 / 02:00PM GMT
Operator

Hello, everyone, and welcome to the SmartFinancial first quarter 2025 earnings release and conference call. My name is Ezra, and I will be your coordinator today.

(Operator Instructions) I will now hand over to Nathan Strall, Director of Investors relations to begin. Nathan, please go ahead.

Nathan Strall - SmartFinancial Inc - Director of Investor Relations

Thank you, Ezra. Good morning, everyone, and thank you for joining us for SmartFinancial's first quarter 2025 earnings conference call. During today's call, we will reference the slides and press release that are available in the Investor Relations section on our website, smartbank.com.

Billy Carroll, our President and Chief Executive Officer, will begin our call followed by Ron Gorczynski, our Chief Financial Officer, who will provide some additional commentary. We will be available to answer your questions at the end of our call.

Our comments include forward-looking statements. These statements are subject to risks and uncertainties, and the actual results could vary materially

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