XYZ Corp's (XYZ) loan portfolio stood at $7.6 billion at the close of the first quarter of 2025, marking a drop from the $7.8 billion reported at the end of the previous quarter. This decrease suggests a contraction in lending activities over the period.
In addition to the decline in loans, the company also experienced a dip in its average total deposits, which fell by $111.6 million to reach $8.3 billion in the first quarter. This reduction in deposits could indicate a shift in customer behavior or changes in the company's deposit collection strategy.
Furthermore, average transaction deposits saw a similar downward trend, decreasing by $113.1 million to $7.2 billion. This trend could reflect reduced customer engagement in transactional accounts or a strategic realignment within the company's banking operations.
Wall Street Analysts Forecast
Based on the one-year price targets offered by 5 analysts, the average target price for National Bank Holdings Corp (NBHC, Financial) is $44.60 with a high estimate of $49.00 and a low estimate of $42.00. The average target implies an upside of 21.79% from the current price of $36.62. More detailed estimate data can be found on the National Bank Holdings Corp (NBHC) Forecast page.
Based on the consensus recommendation from 5 brokerage firms, National Bank Holdings Corp's (NBHC, Financial) average brokerage recommendation is currently 2.8, indicating "Hold" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.
Based on GuruFocus estimates, the estimated GF Value for National Bank Holdings Corp (NBHC, Financial) in one year is $46.03, suggesting a upside of 25.7% from the current price of $36.62. GF Value is GuruFocus' estimate of the fair value that the stock should be traded at. It is calculated based on the historical multiples the stock has traded at previously, as well as past business growth and the future estimates of the business' performance. More detailed data can be found on the National Bank Holdings Corp (NBHC) Summary page.
