- 61% of women investors are comfortable taking risks, with patience and discipline being key strengths.
- 84% of women investors own stocks, making it the most popular investment product among them.
- 51% of women began investing before the age of 30, highlighting early financial engagement.
According to a recent Charles Schwab survey, women investors display a strong balance between risk-taking and discipline in their investment strategies. The survey, which included 1,200 American women investors, found that 61% are comfortable taking risks, while 80% focus on reaching long-term financial goals. Patience (50%) and discipline (45%) were cited as their top investing strengths.
Women are also actively sharing their financial knowledge, with one in five frequently discussing financial information with others. Almost half (46%) have occasional financial discussions. The survey highlights that 51% of women investors started investing before turning 30, indicating a proactive approach to financial management early in their careers.
The investment products women predominantly prefer include stocks (84%), mutual funds (58%), and bonds (53%). Despite feeling empowered, with 91% experiencing a sense of independence from managing their investments, many women investors wish they had started investing sooner. Challenges like lack of financial knowledge (54%) and limited funds (53%) were common barriers when they first started investing.
Charles Schwab (SCHW, Financial), a leading financial services provider, is committed to supporting this trend by offering a wide range of low-cost products, advice, and educational resources catered to help women investors meet their goals. The survey also found that 42% of women prefer a combination of self-research and guidance from financial professionals when managing their investments.
Jeannie Bidner, Head of Schwab's Branch Network, emphasized the positive trends seen in women investors' engagement and pragmatic risk approach, pointing towards an optimistic future for women in investing.
