Guaranty Bancshares (GNTY) Sees Strong Loan Pipeline and NIM Growth in Q1 2025

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Apr 21, 2025
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  • Guaranty Bancshares (GNTY, Financial) showcases strong financial performance in early 2025.
  • Analysts forecast an 8.34% upside, with a target price of $43.00.
  • Current brokerage recommendations indicate an "Outperform" status.

Guaranty Bancshares (GNTY) reported a robust start to 2025, with CEO Ty Abston highlighting the company's solid balance sheet and the strongest loan pipeline in three years. Despite a $23 million decrease in net loans, total assets rose by $37 million. The net interest margin improved to 3.7%, supported by asset repricing, while net income reached $8.6 million, with earnings per share at $0.76.

Wall Street Analysts Forecast

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Based on the one-year price targets offered by 2 analysts, the average target price for Guaranty Bancshares Inc (GNTY, Financial) is $43.00, with a high estimate of $44.00 and a low estimate of $42.00. The average target implies an upside of 8.34% from the current price of $39.69. More detailed estimate data can be found on the Guaranty Bancshares Inc (GNTY) Forecast page.

Brokerage Recommendations

Based on the consensus recommendation from 3 brokerage firms, Guaranty Bancshares Inc's (GNTY, Financial) average brokerage recommendation is currently 2.3, indicating "Outperform" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.

GF Value Analysis

Based on GuruFocus estimates, the estimated GF Value for Guaranty Bancshares Inc (GNTY, Financial) in one year is $37.18, suggesting a downside of 6.32% from the current price of $39.69. GF Value is GuruFocus' estimate of the fair value that the stock should be traded at. It is calculated based on the historical multiples the stock has traded at previously, as well as past business growth and the future estimates of the business' performance. More detailed data can be found on the Guaranty Bancshares Inc (GNTY) Summary page.

Disclosures

I/We may personally own shares in some of the companies mentioned above. However, those positions are not material to either the company or to my/our portfolios.