Key Insights on HDFC Bank (HDB, Financial):
- Maintains a stable net interest margin between 3.4% and 3.5%.
- Analysts forecast an average price target of $79.70, suggesting a 10.63% upside.
- HDFC Bank's consensus recommendation is a "Buy," with a GF Value estimate showing a slight upside.
HDFC Bank (HDB, Financial) showcases a steady financial performance, with its net interest margin (NIM) consistently ranging between 3.4% and 3.5%. This stability is driven by the bank's enduring asset yield and strategically controlled borrowing mix. As part of its strategic growth plan, HDFC Bank intends to fortify deposit growth by enhancing customer engagement, deftly navigating interest rate changes. The bank also strives to maintain a robust return on assets (ROA) close to 1.9%.
Wall Street Analysts Forecast
According to projections from four analysts, the average one-year price target for HDFC Bank Ltd (HDB, Financial) stands at $79.70, with estimates spanning from a high of $88.00 to a low of $75.00. This average target suggests a potential upside of 10.63% from the current share price of $72.04. For more comprehensive forecast data, visit the HDFC Bank Ltd (HDB) Forecast page.
The consensus recommendation from four brokerage firms positions HDFC Bank Ltd (HDB, Financial) at an average rating of 1.5, categorizing it as a "Buy." The rating scale ranges from 1 to 5, where 1 represents a Strong Buy and 5 indicates Sell.
From the perspective of GuruFocus estimates, the projected GF Value for HDFC Bank Ltd (HDB, Financial) in one year is $73.28, which implies an upside of 1.72% from the current price of $72.04. The GF Value is a proprietary metric reflecting the stock's fair trading value, derived from historical trading multiples, business growth history, and future performance estimates. For more detailed information, explore the HDFC Bank Ltd (HDB) Summary page.
