Norwood Financial Corp (NWFL, Financial), along with its subsidiary Wayne Bank, is experiencing a strong beginning to 2025 following strategic decisions executed in late 2024. The company's portfolio repositioning at the close of last year has enhanced its net interest margin, translating to improved financial health.
The corporation has recorded robust annualized growth in both loans and deposits, positioning it favorably for the year ahead. This growth is accompanied by reduced deposit costs and increased asset yields, which collectively strengthen the bank's financial standing.
Furthermore, the uptick in deposit growth has enabled Norwood Financial to decrease its reliance on wholesale borrowings, further solidifying its financial footing. These developments signal a positive outlook for Norwood Financial as it progresses through 2025.
Wall Street Analysts Forecast
Based on the one-year price targets offered by 3 analysts, the average target price for Norwood Financial Corp (NWFL, Financial) is $26.83 with a high estimate of $30.00 and a low estimate of $25.00. The average target implies an upside of 19.52% from the current price of $22.45. More detailed estimate data can be found on the Norwood Financial Corp (NWFL) Forecast page.
Based on the consensus recommendation from 3 brokerage firms, Norwood Financial Corp's (NWFL, Financial) average brokerage recommendation is currently 2.3, indicating "Outperform" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.
Based on GuruFocus estimates, the estimated GF Value for Norwood Financial Corp (NWFL, Financial) in one year is $32.69, suggesting a upside of 45.61% from the current price of $22.45. GF Value is GuruFocus' estimate of the fair value that the stock should be traded at. It is calculated based on the historical multiples the stock has traded at previously, as well as past business growth and the future estimates of the business' performance. More detailed data can be found on the Norwood Financial Corp (NWFL) Summary page.
