- U.S. Bancorp (USB, Financial) outperformed Q1 2025 earnings expectations, reaching an adjusted EPS of $1.03.
- Despite a dip in net interest income, other operations provided offsetting gains.
- Analysts forecast a potential upside of 36.86% from the current stock price.
U.S. Bancorp (USB) recently released its Q1 2025 earnings report, and the results surpassed market expectations. The bank reported an adjusted earnings per share (EPS) of $1.03, eclipsing analyst predictions of $0.98. While the bank faced a shortfall in net interest income, robust performance in other operational areas helped bridge the gap. Looking ahead, U.S. Bancorp is projecting net interest income for Q2 to range between $4.1 billion and $4.2 billion, with positive operating leverage anticipated to exceed 200 basis points.
Wall Street Analysts Forecast
Wall Street analysts have weighed in on future prospects for U.S. Bancorp (USB, Financial), with 21 analysts offering a one-year price target. According to these forecasts, the average target price is set at $52.87, presenting a high estimate of $63.00 and a low estimate of $44.00. This average target suggests a significant upside potential of 36.86% from the bank's current market price of $38.63. For more thorough insights, review additional data on the U.S. Bancorp (USB) Forecast page.
The consensus from 23 brokerage firms rates U.S. Bancorp (USB, Financial) with an average brokerage recommendation of 2.3. This positions the stock in the "Outperform" category on a scale where 1 is a Strong Buy and 5 is Sell, indicating favorable analyst sentiment towards the bank's stock.
Further analysis using GuruFocus estimates suggests a future GF Value for U.S. Bancorp (USB, Financial) of $47.39, indicating a projected upside of 22.68% from its current trading price of $38.63. The GF Value is determined by historical trading multiples and projected business performance, serving as a benchmark for fair stock value. For more detailed evaluations, visit the U.S. Bancorp (USB) Summary page.