Key Highlights:
- Upstart Holdings (UPST, Financial) advances AI-driven credit assessment, automating 91% of loans by Q4 2024.
- Expands into auto and small-dollar loans, projecting continued revenue and profit growth in 2025.
- Analysts' average price target suggests a significant upside potential of 71.04% from the current price.
Upstart Holdings (UPST) is on the cutting edge of credit technology, employing artificial intelligence and machine learning to transform the credit assessment landscape. In the fourth quarter of 2024, the company automated 91% of its loans, marking a significant milestone in its technological evolution. As Upstart diversifies into key areas such as auto and small-dollar loans, it captures robust growth, with positive revenue and profit trends anticipated to maintain their momentum into 2025.
Wall Street Analysts' Forecast
The consensus among 14 analysts places the average one-year price target for Upstart Holdings Inc (UPST, Financial) at $73.79. This price target spectrum spans from a high of $110.00 to a low of $9.00, implying an impressive upside potential of 71.04% from the current stock price of $43.14. Investors can access more comprehensive estimate data on the Upstart Holdings Inc (UPST) Forecast page.
When evaluating brokerage firm recommendations, Upstart Holdings Inc (UPST, Financial) carries an average recommendation of 2.7, classified as a "Hold." This rating, derived from 15 brokerage assessments, is part of a scale where 1 indicates a Strong Buy and 5 signifies a Sell.
Understanding GuruFocus GF Value
According to GuruFocus' valuation metrics, the estimated GF Value for UPST in one year stands at $48.91, representing an additional upside of 13.38% from the present price of $43.14. The GF Value reflects GuruFocus' assessment of the fair market value for a stock, calculated from historical trade multiples, past business growth, and projected future business performance. More detailed insights are available on the Upstart Holdings Inc (UPST, Financial) Summary page.
