Q4 2024 Kaspi.kz AO Earnings Call Transcript

Feb 24, 2025

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Feb 24, 2025 / 12:00PM GMT
Operator

Welcome, everyone, to the Kasp 4Q and full-year '24 financial results webinar. My name is Breka, and I will be your coordinator today. (Operator Instructions)

I would now like to hand the call over to David Ferguson from Kaspi to begin today's presentation. Please go ahead, David.

David Ferguson - Kaspi.kz AO - Managing Director, Head of Investor Relations

Okay. Thanks, Breka. Good morning, good afternoon, everyone. Thank you for joining us today. It's our fourth quarter and full-year 2024 financial results. I'm David Ferguson from Kaspi. Joining me on the call are CEO and Co-Founder, Mikheil Lomtadze; our Deputy CEOs, Tengiz Mosidze and Yuri Didenko. Standard format for the call, Mikheil will run you through strategic update of 2024. I'll run you through the financials. We'll open the call up to Q&A. The whole team is available to participate.

So on that note, over to you, Mikheil.

Mikheil Lomtadze - Kaspi.kz AO - Chief Executive Officer, Co-Founder, Member of the Management Board, Director, Chief Ecosystem

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