Housing Affordability Index, Fixed
: 102.2 (As of 2025-02-01) NEW
Basic Info
This is a metric that measures whether a typical family can qualify for a mortgage loan on a median-priced home, using a fixed-rate mortgage. The formula compares the median family income to the income required to qualify for a fixed-rate mortgage on a median-priced home. A HAI (Fixed) of 100 means that the median family has exactly enough income to qualify for a fixed-rate mortgage on a median-priced home. An index above 100 indicates that housing is more affordable, while an index below 100 suggests housing is less affordable for the typical family under fixed-rate mortgage conditions.
Notes: there has been a downward trend in the affordability index since the pandemic, given that in 2022 the index hit below 100.
Monthly , not seasonally adjusted.
Housing Affordability Index, Fixed was 102.2 as of 2025-02-01, according to Organisation for Economic Co-operation and Development. Historically, Housing Affordability Index, Fixed reached a record high of 212.8 and a record low of 91.4, the median value is 156.8. Typical value range is from 113 to 170.7. The Year-Over-Year growth is 0.1%. GuruFocus provides the current actual value, an historical data chart and related indicators for Housing Affordability Index, Fixed - last updated on 2025-02-01.
| Category | Production & Business Activity |
| Region | USA |
| Source | Organisation for Economic Co-operation and Development |
Stats
| Name | Value | ||
|---|---|---|---|
| Last Value | 102.2 | ||
| Latest Period | 2025-02-01 | ||
| Long Term Average | 141.81 | ||
| Average Annualized Growth Rate | -5.88% | ||
| Value from 1 year ago | 102.1 | ||
| Change from 1 year ago | +0.1% | ||
| Frequency | Daily | ||
| Unit | Index | ||
| Download Source | source link |
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