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First Business Financial Services (First Business Financial Services) Risk Assessment


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What is First Business Financial Services Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of First Business Financial Services is: Moderate Risk: Sensitive, better choose undervalued stock.


Competitive Comparison of First Business Financial Services's Risk Assessment

For the Banks - Regional subindustry, First Business Financial Services's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Business Financial Services's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, First Business Financial Services's Risk Assessment distribution charts can be found below:

* The bar in red indicates where First Business Financial Services's Risk Assessment falls into.



First Business Financial Services  (NAS:FBIZ) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.


First Business Financial Services Risk Assessment Related Terms

Thank you for viewing the detailed overview of First Business Financial Services's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.


First Business Financial Services (First Business Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
401 Charmany Drive, Madison, WI, USA, 53719
First Business Financial Services Inc operates as a bank holding company. The Bank operates as a business bank, focusing on delivering a full line of commercial banking products including commercial loans and commercial real estate loans, to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. The company's products and services include commercial lending, SBA lending and servicing, asset-based lending, equipment financing, factoring, trust, and investment services, treasury management services, and a broad range of deposit products. Geographically all the business activity functioned through the region of the United States.
Executives
Carol P Sanders director PO BOX 2568, MADISON WI 53701-2568
Jodi A Chandler officer: SVP Hum. Res. & Administration 401 CHARMANY DRIVE, MADISON WI 53719
Gerald L Kilcoyne director 5736 TUSCANY LANE, WAUNAKEE WI 53597
Carla C Sanders director ONE AMC WAY, 11500 ASH STREET, LEAWOOD KS 66211
Kevin D Crampton officer: Chief Accounting Officer 401 CHARMANY DRIVE, MADISON WI 53719
John J Harris director 4248 FRANKLIN AVE., WESTERN SPRINGS IL 60558
Laura M. Garcia officer: Chief Risk Officer 401 CHARMANY DRIVE, MADISON WI 53719
Barbara Mccarty Conley officer: SVP Corp. Sec. & Gen.Couns. 401 CHARMANY DRIVE, MADISON WI 53719
Daniel P. Olszewski director 401 CHARMANY DRIVE, MADISON WI 53719
James Edward Hartlieb officer: President-First Business Bank 401 CHARMANY DRIVE, MADISON WI 53719
Brian D. Spielmann officer: Chief Accounting Officer 401 CHARMANY DRIVE, MADISON WI 53719
Sloane Edward G Jr officer: Chief Financial Officer 401 CHARMANY DRIVE, MADISON WI 53719
Ralph R. Kauten director 401 CHARMANY DRIVE, MADISON WI 53719
David R. Seiler officer: Chief Operating Officer 401 CHARMANY DRIVE, MADISON WI 53719
Bradley A Quade officer: Chief Credit Officer 401 CHARMANY DRIVE, MADISON WI 53719