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Hills Bancorp (Hills Bancorp) GF Value Rank : 6 (As of Apr. 27, 2024)


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What is Hills Bancorp GF Value Rank?

Hills Bancorp has the GF Value Rank of 6.

The GF Value Rank is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Competitive Comparison of Hills Bancorp's GF Value Rank

For the Banks - Regional subindustry, Hills Bancorp's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hills Bancorp's GF Value Rank Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Hills Bancorp's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Hills Bancorp's GF Value Rank falls into.



Hills Bancorp GF Value Rank Related Terms

Thank you for viewing the detailed overview of Hills Bancorp's GF Value Rank provided by GuruFocus.com. Please click on the following links to see related term pages.


Hills Bancorp (Hills Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
131 E. Main Street, PO Box 160, Hills, IA, USA, 52235
Hills Bancorp is a holding company engaged in the business of commercial banking serving individuals, businesses, governmental units and institutional customers in the United States. It offers services including acceptance of demand, savings and time deposits, providing commercial, real estate, agricultural and consumer loans, maintaining night and safe deposit facilities, and performing collection, exchange, and other banking services. Also, it administers estates, personal trusts, and pension plans and provides farm management, investment advisory and custodial services for individuals, corporations, and nonprofit organizations. The company also provides mortgage loans and commercial and financial loans. Most of the company's revenue comes from interest income.
Executives
Anthony V Roetlin officer: SVP Chief Financial Officer 131 E. MAIN ST. PO BOX 160, HILLS IA 52235
Joseph Andrew Schueller officer: SVP, CFO, Treasurer 131 E. MAIN ST., HILLS IA 52235
Lisa A Shileny officer: Sr VP, Dr of Administration 131 E MAIN ST, P.O. BOX 160, HILLS IA 52235
Shari J Demaris officer: Treasurer 1560 MCKINLEY PL, IOWA CITY IA 52246
Steven R Ropp officer: SR VP, Director Comm'l Banking 131 MAIN STREET, PO BOX 160, HILLS IA 52235
James C Schmitt director 131 E MAIN STREET, PO BOX 160, HILLS IA 52235
Thomas R Wiele director 1306 217TH ST., NICHOLS IA 52766
Michael S Donovan director 131 MAIN STREET, HILLS IA 52235
John W Phelan director 131 MAIN STREET, HILLS IA 52235
Casey L Peck director 131 E MAIN STREET, PO BOX 160, HILLS IA 52235
Kirsten H Frey director 131 E MAIN STREET, PO BOX 160, HILLS IA 52235
Bradford C Zuber officer: SRVP, Director Trust Services 131 MAIN STREET, PO BOX 160, HILLS IA 52235
Michael Hodge director 15 LINDOER VALLEY CIRCLE, IOWA CITY IA 52240
Theodore H Pacha director PO BOX 1405, IOWA CITY IA 52240
James A Nowak director 131 MAIN STREET, HILLS IA 52235

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