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Community Bank System (Community Bank System) Price-to-Free-Cash-Flow

: 10.70 (As of Today)
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As of today (2024-04-16), Community Bank System's share price is $41.69. Community Bank System's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $3.90. Hence, Community Bank System's Price-to-Free-Cash-Flow Ratio for today is 10.70.

The historical rank and industry rank for Community Bank System's Price-to-Free-Cash-Flow or its related term are showing as below:

CBU' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 8.75   Med: 16.14   Max: 26.69
Current: 10.68

During the past 13 years, Community Bank System's highest Price-to-Free-Cash-Flow Ratio was 26.69. The lowest was 8.75. And the median was 16.14.

CBU's Price-to-Free-Cash-Flow is ranked worse than
76.46% of 994 companies
in the Banks industry
Industry Median: 6.55 vs CBU: 10.68

Community Bank System's Free Cash Flow per Share for the three months ended in Dec. 2023 was $0.75. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $3.90.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Community Bank System was 5.00% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 8.10% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was -0.20% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 5.00% per year.

During the past 13 years, Community Bank System's highest 3-Year average Free Cash Flow per Share Growth Rate was 117.30% per year. The lowest was -39.20% per year. And the median was 6.05% per year.


Community Bank System Price-to-Free-Cash-Flow Historical Data

The historical data trend for Community Bank System's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Bank System Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.83 20.17 21.42 16.92 13.34

Community Bank System Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Free-Cash-Flow Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.92 12.60 11.52 9.55 13.34

Competitive Comparison

For the Banks - Regional subindustry, Community Bank System's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bank System Price-to-Free-Cash-Flow Distribution

For the Banks industry and Financial Services sector, Community Bank System's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Community Bank System's Price-to-Free-Cash-Flow falls into.



Community Bank System Price-to-Free-Cash-Flow Calculation

Community Bank System's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=41.69/3.898
=10.70

Community Bank System's Share Price of today is $41.69.
Community Bank System's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.90.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Community Bank System  (NYSE:CBU) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Community Bank System Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Community Bank System's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Bank System (Community Bank System) Business Description

Traded in Other Exchanges
Address
5790 Widewaters Parkway, DeWitt, NY, USA, 13214-1883
Community Bank System Inc is a financial holding company. The company primarily operates through two wholly-owned subsidiaries: Community Bank, N.A. and Benefit Plans Administrative Services. Community Bank's business is operating a community bank providing a broad array of banking and financial services. These are offered chiefly to retail, commercial, and municipal customers in non-metropolitan markets, including small towns in upstate New York and Northeastern Pennsylvania. The company has historically relied on acquisitions to fuel growth, in addition to growing organically. A majority of its loan portfolio is tilted toward the consumer market on an installment, line of credit, or residential mortgage loan basis. The majority of the company's net revenue is net interest income.
Executives
Sally A Steele director
Jeffrey M Levy officer: President, Commercial Banking 52 SOUTH BROAD STREET, NORWICH NY 13815
Brian R Ace director
Dimitar Karaivanov officer: EVP Financial Serv & Corp Dev C/O COMMUNITY BANK SYSTEM, INC., 5790 WIDEWATERS PARKWAY, DEWITT NY 13214
Kerrie D. Macpherson director 5790 WIDEWATERS PARKWAY, C/O COMMUNITY BANK SYSTEM INC., DEWITT NY 13214
Mark J. Bolus director R.R. 1, BOX 412A, DALTON PA 18414
John F. Whipple director 1692 GOODRICH AVENUE, OLEAN NY 14760
Michael N Abdo officer: EVP and General Counsel 5790 WIDEWATERS PARKWAY, DEWITT NY 13214
Jeffrey J Knauss director 2438 EAST LAKE ROAD, SKANEATELES NY 13152
George J Getman officer: Executive VP & General Counsel 7856 CAHILL ROAD, MANLIUS NY 13104
Maureen A Gillan-myer officer: EVP, Chief Human Resources Off C/O HSBC NORTH AMERICA, 452 FIFTH AVENUE, NEW YORK NY 10018
John Parente director 478 SCHOOLHOUSE ROAD, TUNKHANNOCK PA 18657
Joseph Jonathon Lemchak officer: SVP, Chief Investment Officer 4482 YOUNG ROAD, SYRACUSE NY 13215
Eric Stickels director 182 MAIN STREET, ONEIDA NY 13421
Susan E Skerritt director 3200 NORTHLINE AVE, SUITE 360, GREENSBORO NC 27408