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Citizens Community Bancorp (Citizens Community Bancorp) Price-to-Free-Cash-Flow : 9.23 (As of Apr. 28, 2024)


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What is Citizens Community Bancorp Price-to-Free-Cash-Flow?

As of today (2024-04-28), Citizens Community Bancorp's share price is $10.36. Citizens Community Bancorp's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $1.12. Hence, Citizens Community Bancorp's Price-to-Free-Cash-Flow Ratio for today is 9.23.

The historical rank and industry rank for Citizens Community Bancorp's Price-to-Free-Cash-Flow or its related term are showing as below:

CZWI' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 3.96   Med: 7.09   Max: 62.78
Current: 9.23

During the past 13 years, Citizens Community Bancorp's highest Price-to-Free-Cash-Flow Ratio was 62.78. The lowest was 3.96. And the median was 7.09.

CZWI's Price-to-Free-Cash-Flow is ranked worse than
69.39% of 990 companies
in the Banks industry
Industry Median: 6.635 vs CZWI: 9.23

Citizens Community Bancorp's Free Cash Flow per Share for the three months ended in Dec. 2023 was $0.32. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $1.12.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Citizens Community Bancorp was -54.00% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was -16.10% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 14.00% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 5.20% per year.

During the past 13 years, Citizens Community Bancorp's highest 3-Year average Free Cash Flow per Share Growth Rate was 133.30% per year. The lowest was -53.70% per year. And the median was -3.65% per year.


Citizens Community Bancorp Price-to-Free-Cash-Flow Historical Data

The historical data trend for Citizens Community Bancorp's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Community Bancorp Price-to-Free-Cash-Flow Chart

Citizens Community Bancorp Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.42 5.73 8.28 4.92 10.43

Citizens Community Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.92 5.82 6.34 6.36 10.43

Competitive Comparison of Citizens Community Bancorp's Price-to-Free-Cash-Flow

For the Banks - Regional subindustry, Citizens Community Bancorp's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Community Bancorp's Price-to-Free-Cash-Flow Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Community Bancorp's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Citizens Community Bancorp's Price-to-Free-Cash-Flow falls into.



Citizens Community Bancorp Price-to-Free-Cash-Flow Calculation

Citizens Community Bancorp's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=10.36/1.123
=9.23

Citizens Community Bancorp's Share Price of today is $10.36.
Citizens Community Bancorp's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.12.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Citizens Community Bancorp  (NAS:CZWI) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Citizens Community Bancorp Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Citizens Community Bancorp's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Community Bancorp (Citizens Community Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
2174 EastRidge Center, Eau Claire, WI, USA, 54701
Citizens Community Bancorp Inc is a bank holding company that offers traditional community banking services to businesses, Agricultural operators, and consumers, including one-to-four-family residential mortgages. it also offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit, and consumer loans and offers deposit products through its branches, including demand deposits, various savings and money-market accounts and certificates of deposit. The company's sources of funds are deposits; amortization, prepayments, and maturities of outstanding loans; other short- term investments; and funds provided from operations.
Executives
Stephen M Bianchi officer: CEO and President 225 S. MAIN AVENUE, SIOUX FALLS SD 57104
Kristina M Bourget director 1703 PINE PARK DRIVE, EAU CLAIRE WI 54701
Kathleen Skarvan other: Director of Subsidiary 40 WEST HIGHLAND PARK DR NE, HUTCHINSON MN 55350
James S Broucek officer: Chief Financial Officer
Timothy L Olson director 2727 PINE VIEW ROAD, EAU CLAIRE WI 54703
James D Moll director 400 9TH AVE SW, WELLS MN 56097
Francis E Felber director 754 OAK ST, BARRON WI 54812
William Glen Bertrand other: Director of Subsidiary E3420 N PINECREEK ROAD, ELEVA WI 54738
Richard Mchugh director, other: Chairman C/O CITIZENS COMMUNITY BANCORP, 2174 EASTRIDGE CENTER, EAU CLAIRE WI 54701
Nicholas William Amundsen other: Director of Subsidiary S4443 RYGG ROAD, EAU CLAIRE WI 54701
Martin S. Friedman 10 percent owner 7901 JONES BRANCH DR. SUITE 210, MCLEAN VA 22102
James R Lang director 2194 EASTRIDGE CENTER, EAU CLAIRE WI 54701
Michael R Conner other: Director of Subsidiary 1124 CUMMINGS COURT, EAU CLAIRE WI 54701
Brian R Schilling director C/O CITIZENS COMMUNITY BANCORP, 2174 EASTRIDGE CENTER, EAU CLAIRE WI 54701
Michael L Swenson director 1414 WEST HAMILTON AVE., STE 3, EAU CLAIRE WI 54701