Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB) Net Margin % : 7.28% (As of Dec. 2023)

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What is Sai Gon - Hanoi Commercial Joint Stock Bank Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Sai Gon - Hanoi Commercial Joint Stock Bank's Net Income for the three months ended in Dec. 2023 was ₫433,413 Mil. Sai Gon - Hanoi Commercial Joint Stock Bank's Revenue for the three months ended in Dec. 2023 was ₫5,951,576 Mil. Therefore, Sai Gon - Hanoi Commercial Joint Stock Bank's net margin for the quarter that ended in Dec. 2023 was 7.28%.

The historical rank and industry rank for Sai Gon - Hanoi Commercial Joint Stock Bank's Net Margin % or its related term are showing as below:

STC:SHB' s Net Margin % Range Over the Past 10 Years
Min: 19.18 Med: 25.17 Max: 41.21
Current: 35.02

STC:SHB's Net Margin % is ranked better than
75.65% of 1458 companies
in the Banks industry
Industry Median: 25.215 vs STC:SHB: 35.02

Sai Gon - Hanoi Commercial Joint Stock Bank Net Margin % Historical Data

The historical data trend for Sai Gon - Hanoi Commercial Joint Stock Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Sai Gon - Hanoi Commercial Joint Stock Bank Net Margin % Chart

Sai Gon - Hanoi Commercial Joint Stock Bank Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Net Margin %

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26.13

21.39

28.18

41.21

34.55

Sai Gon - Hanoi Commercial Joint Stock Bank Quarterly Data
	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
Net Margin %	Get a 7-Day Free Trial															12.56	46.34	46.43	44.59	7.28

Competitive Comparison of Sai Gon - Hanoi Commercial Joint Stock Bank's Net Margin %

For the Banks - Regional subindustry, Sai Gon - Hanoi Commercial Joint Stock Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Sai Gon - Hanoi Commercial Joint Stock Bank's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Sai Gon - Hanoi Commercial Joint Stock Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Sai Gon - Hanoi Commercial Joint Stock Bank's Net Margin % falls into.

Sai Gon - Hanoi Commercial Joint Stock Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Sai Gon - Hanoi Commercial Joint Stock Bank's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin	=	Net Income (A: Dec. 2023 )	/	Revenue (A: Dec. 2023 )
	=	7324758	/	21197509
	=	34.55 %

Sai Gon - Hanoi Commercial Joint Stock Bank's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin	=	Net Income (Q: Dec. 2023 )	/	Revenue (Q: Dec. 2023 )
	=	433413	/	5951576
	=	7.28 %

Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Sai Gon - Hanoi Commercial Joint Stock Bank Net Margin % Related Terms

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Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Sai Gon - Hanoi Commercial Joint Stock Bank (STC:SHB) » Definitions » Net Margin %

Comparable Companies

Traded in Other Exchanges

N/A

Address

77 Tran Hung Dao Street, Hoan Kiem District, Hanoi, VNM

Website

https://www.shb.com.vn

Sai Gon - Hanoi Commercial Joint Stock Bank is a Vietnam-based banking corporation. It offers various banking services to its customers including retail banking, corporate banking, and other banking-related services. Its products and services include savings, current account, money transfer services, E-banking, guarantee service, and forex trading and treasury services. It also provides credit in the form of car loans, rubber loans, agricultural product loans, business overdraft, and medium and long-term loans and credit facilities. The company has four reportable segments such as credit, investment, services, and treasury. The primary source of its revenue is interest income, commission, and fees received by providing advisory and financial services to the customer.

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