Quaint Oak BancorpQNTO 49 Median PS Value is $15.45 as of Jun. 24, 2026, which is 2392% above its 10-year median of 0.62. GuruFocus rates QNTO with a GF Score™ of 49/100 and a GF Value™ of $9.75 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,043 Banks companies, Quaint Oak Bancorp ranks better than 51.2% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Quaint Oak Bancorp's Median PS Value or its related term are showing as below:
QNTO'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.47 Med: 0.62 Max: 1.09
Current: 1.09
During the past 13 years, the highest Price to Median PS Value of Quaint Oak Bancorp was 1.09. The lowest was 0.47. And the median was 0.62.
QNTO's Price-to-Median-PS-Value is ranked better than 51.2% of 1043
companies
in the Banks industry
Industry Median: 1.09
vs QNTO: 1.09
Quaint Oak Bancorp (OTCPK:QNTO) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Quaint Oak Bancorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
16.85
/
15.45
=
1.09
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Quaint Oak Bancorp Median PS Value Related Terms
Quaint Oak Bancorp Median PS Value Historical Data
* Premium members only.
The historical data trend for Quaint Oak Bancorp's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QNTO vs UNBK, LUMB, WDFN: Median PS Value Comparison
For the Banks - Regional subindustry, Quaint Oak Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Quaint Oak Bancorp Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Quaint Oak Bancorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Quaint Oak Bancorp's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.6095.
Quaint Oak Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $9.599.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Quaint Oak Bancorp (QNTO) has a Median PS Value of $15.45 as of Jun. 24, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Quaint Oak Bancorp and its competitors. This is 2392% above median its historical median of 0.62. Over the past decade, Quaint Oak Bancorp's Median PS Value has ranged from 0.47 to 1.09. According to the industry distribution chart, Quaint Oak Bancorp ranks #509 out of 1043 companies in the Banks industry, placing it in the top 48.8%.
Is Quaint Oak Bancorp's Median PS Value too high?
Quaint Oak Bancorp's current Median PS Value of $15.45 is 2392% above median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.47 to a high of 1.09. The Banks industry median Median PS Value is 1.09. Quaint Oak Bancorp's value of $15.45 is 1317.4% above this industry median. Based on the distribution chart, Quaint Oak Bancorp ranks #509 out of 1043 companies in the Banks industry, which is above the industry midpoint. Overall, Quaint Oak Bancorp has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quaint Oak Bancorp's Median PS Value compare to UNBK and LUMB?
According to the Banks industry distribution chart, Quaint Oak Bancorp ranks #509 out of 1043 companies for Median PS Value. This puts Quaint Oak Bancorp in the upper half of its industry. The industry median Median PS Value is 1.09. Quaint Oak Bancorp's value of $15.45 is 1317.4% above this benchmark. Historically, Quaint Oak Bancorp's own Median PS Value has ranged from 0.47 to 1.09 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 1.09, Quaint Oak Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.09, based on 1,043 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quaint Oak Bancorp's current Median PS Value of $15.45 is 1317.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Quaint Oak Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quaint Oak Bancorp's current Median PS Value is $15.45, which is 2392% above median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quaint Oak Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Quaint Oak Bancorp (QNTO) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.75, compared to a current price of $16.85 — trading 72.8% above its estimated fair value. The current Median PS Value is $15.45, which is 2392% above median its 10-year median of 0.62 and 1317.4% above the Banks industry median of 1.09. Quaint Oak Bancorp's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Quaint Oak Bancorp (QNTO), the current Median PS Value is $15.45 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Quaint Oak Bancorp (QNTO) Overvalued in 2026?
Based on GuruFocus' analysis, Quaint Oak Bancorp stock appears to be overvalued.
The current stock price of $16.85 is trading 72.8% above its estimated GF Value™ of $9.75.
GuruFocus considers Quaint Oak Bancorp to be Significantly Overvalued.
Key valuation signals for QNTO:
Median PS Value: $15.45 (2392% above median its 10-year median of 0.62)
GF Value™: $9.75 vs. price of $16.85 (72.8% above fair value)
Industry Position: 1317.4% above the Banks median (#509 of 1043)
No single metric tells the full story. See the QNTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quaint Oak Bancorp Inc is a Pennsylvania-chartered stock savings bank and wholly-owned subsidiary of Quaint Oak Bancorp Inc. Its primary business consists of attracting deposits from the general public through a variety of deposit programs and investing such deposits principally in commercial real estate loans, commercial business loans, one-to-four family residential owner-occupied loans, and multi-family residential loans. The Company's operations consist of two reportable operating segments: Banking and Oakmont Commercial. The Banking Segment generates revenues mainly from its lending, deposit gathering, and fee business activities. The Oakmont Commercial Segment originates commercial real estate loans, which are sold into the secondary market along with the loans' servicing rights.
49GF Score
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