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First Business Financial Services (First Business Financial Services) Peter Lynch Fair Value

: $43.73 (As of Today)
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Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, First Business Financial Services's PEG is 1. First Business Financial Services's 5-Year TTM Book Value Growth Rate is 10.1. First Business Financial Services's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 was $4.33. Therefore, the Peter Lynch Fair Value for today is $43.73.

As of today (2024-04-23), First Business Financial Services's share price is $34.60. First Business Financial Services's Peter Lynch fair value is $43.73. Therefore, First Business Financial Services's Price to Peter Lynch Fair Value Ratio for today is 0.79.


The historical rank and industry rank for First Business Financial Services's Peter Lynch Fair Value or its related term are showing as below:

FBIZ' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.8   Med: 1.39   Max: 1.72
Current: 0.8


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of First Business Financial Services was 1.72. The lowest was 0.80. And the median was 1.39.


FBIZ's Price-to-Peter-Lynch-Fair-Value is ranked better than
54.32% of 694 companies
in the Banks industry
Industry Median: 0.865 vs FBIZ: 0.80

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


First Business Financial Services Peter Lynch Fair Value Historical Data

The historical data trend for First Business Financial Services's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

First Business Financial Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Peter Lynch Fair Value
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.50 13.29 33.03 42.99 43.28

First Business Financial Services Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Peter Lynch Fair Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.99 44.50 42.55 42.62 43.28

Competitive Comparison

For the Banks - Regional subindustry, First Business Financial Services's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Business Financial Services Price-to-Peter-Lynch-Fair-Value Distribution

For the Banks industry and Financial Services sector, First Business Financial Services's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where First Business Financial Services's Price-to-Peter-Lynch-Fair-Value falls into.



First Business Financial Services Peter Lynch Fair Value Calculation

First Business Financial Services's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 10.1 *4.33
=43.73

First Business Financial Services's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $4.33.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


First Business Financial Services  (NAS:FBIZ) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 10.1 instead of 15 in this case.

First Business Financial Services's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=34.60/43.73
=0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Business Financial Services Peter Lynch Fair Value Related Terms

Thank you for viewing the detailed overview of First Business Financial Services's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.


First Business Financial Services (First Business Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
401 Charmany Drive, Madison, WI, USA, 53719
First Business Financial Services Inc operates as a bank holding company. The Bank operates as a business bank, focusing on delivering a full line of commercial banking products including commercial loans and commercial real estate loans, to meet the specific needs of small and medium-sized businesses, business owners, executives, professionals, and high-net-worth individuals. The company's products and services include commercial lending, SBA lending and servicing, asset-based lending, equipment financing, factoring, trust, and investment services, treasury management services, and a broad range of deposit products. Geographically all the business activity functioned through the region of the United States.
Executives
Carol P Sanders director PO BOX 2568, MADISON WI 53701-2568
Jodi A Chandler officer: SVP Hum. Res. & Administration 401 CHARMANY DRIVE, MADISON WI 53719
Gerald L Kilcoyne director 5736 TUSCANY LANE, WAUNAKEE WI 53597
Carla C Sanders director ONE AMC WAY, 11500 ASH STREET, LEAWOOD KS 66211
Kevin D Crampton officer: Chief Accounting Officer 401 CHARMANY DRIVE, MADISON WI 53719
John J Harris director 4248 FRANKLIN AVE., WESTERN SPRINGS IL 60558
Laura M. Garcia officer: Chief Risk Officer 401 CHARMANY DRIVE, MADISON WI 53719
Barbara Mccarty Conley officer: SVP Corp. Sec. & Gen.Couns. 401 CHARMANY DRIVE, MADISON WI 53719
Daniel P. Olszewski director 401 CHARMANY DRIVE, MADISON WI 53719
James Edward Hartlieb officer: President-First Business Bank 401 CHARMANY DRIVE, MADISON WI 53719
Brian D. Spielmann officer: Chief Accounting Officer 401 CHARMANY DRIVE, MADISON WI 53719
Sloane Edward G Jr officer: Chief Financial Officer 401 CHARMANY DRIVE, MADISON WI 53719
Ralph R. Kauten director 401 CHARMANY DRIVE, MADISON WI 53719
David R. Seiler officer: Chief Operating Officer 401 CHARMANY DRIVE, MADISON WI 53719
Bradley A Quade officer: Chief Credit Officer 401 CHARMANY DRIVE, MADISON WI 53719