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Woodlands Financial Services Co (Woodlands Financial Services Co) Intrinsic Value: Projected FCF : $41.71 (As of May. 03, 2024)


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What is Woodlands Financial Services Co Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-05-03), Woodlands Financial Services Co's Intrinsic Value: Projected FCF is $41.71. The stock price of Woodlands Financial Services Co is $20.50. Therefore, Woodlands Financial Services Co's Price-to-Intrinsic-Value-Projected-FCF of today is 0.5.

The historical rank and industry rank for Woodlands Financial Services Co's Intrinsic Value: Projected FCF or its related term are showing as below:

WDFN' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.48   Med: 1.19   Max: 13.33
Current: 0.49

During the past 11 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Woodlands Financial Services Co was 13.33. The lowest was 0.48. And the median was 1.19.

WDFN's Price-to-Projected-FCF is ranked worse than
57.8% of 1211 companies
in the Banks industry
Industry Median: 0.44 vs WDFN: 0.49

Woodlands Financial Services Co Intrinsic Value: Projected FCF Historical Data

The historical data trend for Woodlands Financial Services Co's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Woodlands Financial Services Co Intrinsic Value: Projected FCF Chart

Woodlands Financial Services Co Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec07 Dec13 Dec14 Dec15 Dec16 Dec17
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.55 23.23 27.66 32.56 41.71

Woodlands Financial Services Co Quarterly Data
Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17 Dec17 Jun18 Sep22 Sep23
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 20.23 41.71 20.46 - -

Competitive Comparison of Woodlands Financial Services Co's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Woodlands Financial Services Co's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Woodlands Financial Services Co's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Woodlands Financial Services Co's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Woodlands Financial Services Co's Price-to-Projected-FCF falls into.



Woodlands Financial Services Co Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Woodlands Financial Services Co's Free Cash Flow(6 year avg) = $2.35.

Woodlands Financial Services Co's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec17)*0.8)/Shares Outstanding (Diluted Average)
=(14.166546309341*2.3492857142857+38.688*0.8)/1.540
=41.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Woodlands Financial Services Co  (OTCPK:WDFN) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Woodlands Financial Services Co's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=20.50/41.708873289157
=0.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Woodlands Financial Services Co Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Woodlands Financial Services Co's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Woodlands Financial Services Co (Woodlands Financial Services Co) Business Description

Traded in Other Exchanges
N/A
Address
2450 E. Third Street, Williamsport, PA, USA, 17701
Woodlands Financial Services Co is a Pennsylvania corporation organized as financial services holding company of Woodlands Bank. The Bank is a state chartered commercial bank located in Williamsport, Pennsylvania and operates as a traditional community bank, providing commercial and consumer banking and trust services in Lycoming and Clinton Counties and the surrounding market area. Its services comprise Merchant Services, Cyber Security, Online Banking & Bill Pay, Mobile Banking and Additional Bank Services. It also offers other services including trust and asset management and money orders.